Financial Inclusion Insights Survey 2014
Ghana, 2014 - 2015
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Reference ID
GHA_2014_FII_v01_M_v01_A_PUF
Producer(s)
InterMedia
Metadata
Created on
Dec 01, 2016
Last modified
Dec 01, 2016
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- Data files
- final_cgap_ghana_im_v2
FF5. What is the main reason you do not have a bank account? (FF5)
Data file: final_cgap_ghana_im_v2
Overview
Valid:
1987
Invalid:
1015
Type:
Discrete
Decimal:
0
Start:
247
End:
248
Width:
2
Range:
1 - 29
Format:
Numeric
Questions and instructions
Literal question
What is the main reason you do not have a bank account?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | I do not know what it is | 15 |
0.8%
|
| 2 | I do not know how to open one | 39 |
2%
|
| 3 | I do not have a state-issued/national ID or other required documents | 28 |
1.4%
|
| 4 | I do not have money to use a bank | 947 |
47.7%
|
| 5 | I do not need one, I do not make any transactions | 163 |
8.2%
|
| 6 | Registration paperwork is too complicated | 25 |
1.3%
|
| 7 | Registration fee is too high | 22 |
1.1%
|
| 8 | Using a bank account is difficult | 43 |
2.2%
|
| 9 | Fees for using a bank account are too high | 26 |
1.3%
|
| 10 | I do not have money to make any transactions with such account | 213 |
10.7%
|
| 11 | No one among my friends or family has such account | 5 |
0.3%
|
| 12 | I do not understand the purpose of such account, I do not know what I can use it for | 16 |
0.8%
|
| 13 | There are no banks/bank agents close to where I live/work | 27 |
1.4%
|
| 14 | Banks are not reliable | 29 |
1.5%
|
| 15 | Banks do not offer the services I need | 3 |
0.2%
|
| 16 | Bank staff/agents are unfriendly; they make me feel unwelcomed | 3 |
0.2%
|
| 17 | I can't afford the minimum balance | 22 |
1.1%
|
| 18 | Bank hours are not convenient for me | 11 |
0.6%
|
| 19 | I never thought about using a bank | 63 |
3.2%
|
| 20 | I do not trust banks/that my money is safe in a bank | 31 |
1.6%
|
| 21 | I would rather have my money close to me | 43 |
2.2%
|
| 22 | I use mobile money | 41 |
2.1%
|
| 23 | I don't have time to go to the bank | 34 |
1.7%
|
| 24 | I use somebody else's account | 14 |
0.7%
|
| 25 | My husband, family, in-laws do not approve of me having a bank account | 1 |
0.1%
|
| 26 | I will not be able to go to a bank on my own | 16 |
0.8%
|
| 27 | It?s not approved by my religion | 0 |
0%
|
| 28 | Other | 89 |
4.5%
|
| 29 | DK/Refused | 18 |
0.9%
|
| Sysmiss | 1015 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
DO NOT READ. CODE TO FIT. SINGLE ANSWER