Financial Inclusion Insights Survey 2014
Ghana, 2014 - 2015
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Reference ID
GHA_2014_FII_v01_M_v01_A_PUF
Producer(s)
InterMedia
Metadata
Created on
Dec 01, 2016
Last modified
Dec 01, 2016
Page views
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- Data files
- final_cgap_ghana_im_v2
MM17. What is the main reason you have not signed up for a mobile money account (MM17)
Data file: final_cgap_ghana_im_v2
Overview
Valid:
283
Invalid:
2719
Type:
Discrete
Decimal:
0
Start:
530
End:
531
Width:
2
Range:
1 - 20
Format:
Numeric
Questions and instructions
Literal question
What is the main reason you have not signed up for a mobile money account even though you are using the services?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | I do not have a state ID or other required documents | 6 |
2.1%
|
| 2 | There is no point-of-service/agent close to where I live | 8 |
2.8%
|
| 3 | I do not need to, I do not make any transactions | 18 |
6.4%
|
| 4 | Using such account is difficult | 4 |
1.4%
|
| 5 | Fees for using such account are too high | 3 |
1.1%
|
| 6 | I never have money to make a transaction with such account | 44 |
15.5%
|
| 7 | No one among my friends or family has such account | 4 |
1.4%
|
| 8 | I do not understand the purpose of this account, I don?t know what I can use it for | 10 |
3.5%
|
| 9 | I can have all the services through an agent, I do not need an account | 36 |
12.7%
|
| 10 | Registration fees are too high | 1 |
0.4%
|
| 11 | I prefer that agents perform transactions for me, they will fix the problems if anything happens | 24 |
8.5%
|
| 12 | I do not trust my money is safe on an m-money account | 7 |
2.5%
|
| 13 | I prefer to keep money in cash and use m-money only to send/receive money | 10 |
3.5%
|
| 14 | I have heard of fraud on mobile money | 3 |
1.1%
|
| 15 | Agent can help me use the service/I do not know how to use it on my own | 10 |
3.5%
|
| 16 | I do not see any additional advantages to registration | 16 |
5.7%
|
| 17 | The network coverage is too poor/unreliable in the area where I live/work | 8 |
2.8%
|
| 18 | The network coverage is too poor/unreliable in the area where people with whom I transact live/work | 3 |
1.1%
|
| 19 | I have difficulty remembering my PIN | 9 |
3.2%
|
| 20 | Other | 59 |
20.8%
|
| Sysmiss | 2719 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Others
Notes
MM17. What is the main reason you have not signed up for a mobile money account even though you are using the services?