Financial Inclusion Insights Survey 2014
Ghana, 2014 - 2015
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Reference ID
GHA_2014_FII_v01_M_v01_A_PUF
Producer(s)
InterMedia
Metadata
Created on
Dec 01, 2016
Last modified
Dec 01, 2016
Page views
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- Data files
- final_cgap_ghana_im_v2
FL15.3. What is the main reason you do not save at a bank, MFI or on a mobile mo (FL15_3)
Data file: final_cgap_ghana_im_v2
Overview
Valid:
2628
Invalid:
374
Type:
Discrete
Decimal:
0
Start:
959
End:
960
Width:
2
Range:
1 - 17
Format:
Numeric
Questions and instructions
Literal question
What is the main reason you do not save at a bank, MFI or on a mobile money account?
MM account
MM account
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | I can save through other means | 691 |
26.3%
|
| 2 | I do not know how to open an account | 62 |
2.4%
|
| 3 | I do not have a state ID or other required documents | 28 |
1.1%
|
| 4 | There is no formal financial institution close to where I live | 28 |
1.1%
|
| 5 | Paperwork is too complicated | 12 |
0.5%
|
| 6 | Registration fee is too high | 7 |
0.3%
|
| 7 | I have difficulty understanding how to use such accounts, including account menus, filling deposit/withdrawal slips, che | 69 |
2.6%
|
| 8 | Fees for using this service are too high | 33 |
1.3%
|
| 9 | No one among my friends of family saves money | 15 |
0.6%
|
| 10 | I?m afraid it will be stolen | 54 |
2.1%
|
| 11 | I do not trust formal financial institutions | 89 |
3.4%
|
| 12 | I prefer to rely on my friends and family for financial services rather than formal institutions | 43 |
1.6%
|
| 13 | The amount of money I am saving is too small to use such a service | 247 |
9.4%
|
| 14 | Formal financial institutions are not flexible enough | 34 |
1.3%
|
| 15 | I do not have enough money to save | 1104 |
42%
|
| 16 | I tried to open a savings account but I was denied | 20 |
0.8%
|
| 17 | Other | 92 |
3.5%
|
| Sysmiss | 374 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Others
Notes
FL15.3. What is the main reason you do not save at a bank, MFI or on a mobile money account? MM Account