Enterprise Survey 2004-2009-2016, Panel Data

Benin, 2004 - 2016

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Reference ID

BEN_2004-2016_ES-P_v01_M

DOI

https://doi.org/10.48529/fs0w-w662

Producer(s)

World Bank

Collection(s)

Enterprise Surveys

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

May 03, 2017

Last modified

May 03, 2017

Page views

66725

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Main Reason For Not Applying For New Loans Or New Lines Of Credit (k17)

Data file: Benin_2004_2009_2016

Overview

Valid: 275

Invalid: 222

Type: Discrete

Decimal: 0

Start: 546

End: 547

Width: 2

Range: -9 - 7

Format: Numeric

Questions and instructions

Question pretext

SHOW CARD

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2008?
No need for a loan - establishment has sufficient capital
Application procedures for loans or lines of credit are complex
Interest rates are not favorable
Collateral requirements are too high
Size of loan and maturity are insufficient
It is necessary to make informal payments to get bank loans
Did not think it would be approved
Other

Categories

Value	Category	Cases
-9	Don't know (spontaneous)	6	2.2%
1	No need for a loan - establishment had sufficient capital	105	38.2%
2	Application procedures were complex	46	16.7%
3	Interest rates were not favorable	35	12.7%
4	Collateral requirements were too high	32	11.6%
5	Size of loan and maturity were insufficient	4	1.5%
6	Did not think it would be approved	6	2.2%
7	Other	41	14.9%
Sysmiss		222

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Reasons for not applying for loan last year. Self-explanatory

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