FinScope 2015, Financial Inclusion

Zambia, 2015

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Reference ID

ZMB_2015_FSDZ_v01_M

Producer(s)

Financial Sector Deepening Zambia

Collection(s)

DataFirst , University of Cape Town, South Africa

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Oct 16, 2019

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Oct 16, 2019

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6.4. Main reason for having insurance (Q6_4)

Data file: zmb-zambia-finscope-2015-v1.1-stata11

Overview

Valid: 243

Invalid: 8328

Type: Discrete

Decimal: 0

Start: 4443

End: 4444

Width: 2

Range: 1 - 11

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
1	Cannot afford to lose the thing that is covered	25	10.3%
2	The cost is low compared to the consequences of loss	9	3.7%
3	Being insured stops you worrying about losing things	36	14.8%
4	Have to make provision for my old age	5	2.1%
5	It is required by law to have it	13	5.3%
6	It is better to be safe than sorry later	38	15.6%
7	Have to make provision for when things go wrong	40	16.5%
8	To cover my loan when something happens to me	3	1.2%
9	To make sure my family has money to cover expenses in the ev	37	15.2%
10	Other specify	31	12.8%
11	Does not know	6	2.5%
Sysmiss		8328

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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