FinScope 2009, Financial Inclusion
Zambia, 2009
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Reference ID
ZMB_2009_FSDZ_v01_M
Producer(s)
Finmark Trust
Collection(s)
Created on
Oct 16, 2019
Last modified
Oct 16, 2019
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- Data files
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Zambia Finscope
2009 v1.0
Stata11
S8Q3.1: Why have you not borrowed money? (S8Q3_1)
Data file: Zambia Finscope 2009 v1.0 Stata11
Overview
Valid:
2779
Invalid:
1221
Type:
Discrete
Decimal:
0
Start:
1434
End:
1435
Width:
2
Range:
-9 - 20
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| -9 | Missing Data | 0 |
0%
|
| 1 | Fear of debts | 1474 |
53%
|
| 2 | I can pay my living expenses with what I have | 279 |
10%
|
| 3 | I am worried that I would not be able to pay back the money | 420 |
15.1%
|
| 4 | Interest charged on borrowed money is too high | 20 |
0.7%
|
| 5 | I do not know where to borrow money | 25 |
0.9%
|
| 6 | I do not want to become a defaulter or be known as a defaulter | 41 |
1.5%
|
| 7 | I do not know how to apply for a loan | 3 |
0.1%
|
| 8 | I do not believe in borrowing money | 37 |
1.3%
|
| 9 | I do not have assets to give as security or collateral | 9 |
0.3%
|
| 10 | I do not have a credit record | 17 |
0.6%
|
| 11 | I do not have an ID document or salary slip | 3 |
0.1%
|
| 12 | I do not trust banks or other lenders | 0 |
0%
|
| 13 | I do not want to borrow from moneylenders | 11 |
0.4%
|
| 14 | Borrowing money is shameful or embarrassing to me | 15 |
0.5%
|
| 15 | I am not allowed to borrow money by spouse, by family or other | 157 |
5.6%
|
| 16 | I tried, but have been refused | 5 |
0.2%
|
| 17 | Had no one to borrow from | 37 |
1.3%
|
| 18 | Other specify | 98 |
3.5%
|
| 19 | No specific reason | 102 |
3.7%
|
| 20 | Does not know | 26 |
0.9%
|
| Sysmiss | 1221 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.