FinScope 2005, Financial Inclusion
Zambia, 2005
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Reference ID
ZMB_2005_FSDZ_v01_M
Producer(s)
Finmark Trust
Collection(s)
Created on
Oct 17, 2019
Last modified
Oct 17, 2019
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- Data files
-
Zambia Finscope
2005 v1.0
Stata11
Reason for not applying for a loan - 1 (Q79_1)
Data file: Zambia Finscope 2005 v1.0 Stata11
Overview
Valid:
858
Invalid:
3140
Type:
Discrete
Decimal:
0
Start:
1367
End:
1368
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Did not know where to go | 217 |
25.3%
|
| 2 | I do not have a bank account | 87 |
10.1%
|
| 3 | I did not think I would get a loan | 165 |
19.2%
|
| 4 | The loan terms did not meet my needs | 28 |
3.3%
|
| 5 | The bank is too far away | 46 |
5.4%
|
| 6 | It takes too long to get a loan | 29 |
3.4%
|
| 7 | Interest rates were too high | 35 |
4.1%
|
| 8 | I do not have security | 17 |
2%
|
| 9 | My business is not registered | 14 |
1.6%
|
| 10 | I found cheaper financing elsewhere | 23 |
2.7%
|
| 11 | I did not need the money | 72 |
8.4%
|
| 12 | I already had the money | 112 |
13.1%
|
| 13 | I would not be able to pay back | 4 |
0.5%
|
| 14 | I did not know where to start | 0 |
0%
|
| 15 | I am too young | 0 |
0%
|
| 16 | I never thought about it | 5 |
0.6%
|
| 17 | I am not member of any scheme | 0 |
0%
|
| 18 | It is not recommended by other people | 0 |
0%
|
| 19 | I prefer to save money | 0 |
0%
|
| 20 | Social segregation | 0 |
0%
|
| 21 | I am not eligible because my business is too small | 0 |
0%
|
| 22 | Unfavourable loan conditions | 1 |
0.1%
|
| 23 | I had to pay off another loan | 1 |
0.1%
|
| 24 | I do not like taking loans | 1 |
0.1%
|
| 95 | Others | 0 |
0%
|
| 96 | No reason | 1 |
0.1%
|
| 99 | Not specified | 0 |
0%
|
| Sysmiss | 3140 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.