Smallholder Rice Farmers in Ghana’s Kpong and Weta Irrigation Projects
Ghana, 2013 - 2015
Get Microdata
Reference ID
GHA_2013-2014_KIP_v01_M
Producer(s)
Daniel Ayalew Ali, Derick Bowen, Klaus Deininger, Markus Goldstein, Angeli Kirk, Tricia Koroknay-Palicz
Collection(s)
Metadata
Created on
Jun 09, 2023
Last modified
Jun 09, 2023
Page views
111719
Downloads
6030
- Data files
- hfdc_s1m1_final
- hfdc_s1m3_final
- hfdc_s2m1_final
- hfdc_s2m2_final
- inputseller_data
- seca_final
- secb_final
- secd_final
- sece_final
- secf_final
- secg_final
- sech_final
- seci_final
- secj_final
- secli_final
- seclii_final
- secm_final
- secn_final
- secnm_final
- seco_final
- secp_final
- secq_final
- secr_final
- secsi_final
- secsii_final
- secsiii_final
- secsiv_final
- secti_final
- sectii_final
- secv_final
- secw_final
- secwii_final
- secx_final
- secy_final
- secz_final
- wagelabor_data
reason not asking loan from credit source (secsi_2c)
Data file: secsi_final
Overview
Valid:
4845
Invalid:
0
Type:
Discrete
Start:
155
End:
249
Width:
95
Range:
-
Format:
character
Questions and instructions
Literal question
Why didn’t you ask for a loan from this source?
- Reason specify
- Reason specify
Categories
| Value | Category | Cases | |
|---|---|---|---|
| .e | 3962 |
81.8%
|
|
| .s | 689 |
14.2%
|
|
| ALREADY GETTING MONEY FROM OTHER SOURCES | 2 |
0%
|
|
| ALREADY OBTAINING CREDIT FROM INDIVIDUAL | 1 |
0%
|
|
| APPLICATION WILL NOT BE GRANTED | 3 |
0.1%
|
|
| BANK ACCOUNT | 1 |
0%
|
|
| BANKS ALWAYS WANT US TO OPERATE IN GROUP | 1 |
0%
|
|
| BANKS ALWAYS WANT US TO ORERATE IN GROUP | 1 |
0%
|
|
| BANKS ARE RELUCTANT TO GIVE US LOAN | 1 |
0%
|
|
| BANKS WILL NOT GIVE LOAN TO INDIVIDUALS | 1 |
0%
|
|
| BECAUSE OTHERS HAVE REFUSED THEIR OLD AR | 1 |
0%
|
|
| BECAUSE OTHERS HAVE REFUSED TO SETTLE | 1 |
0%
|
|
| BECAUSE THE BANK REFUSED HER THE LOAN. | 1 |
0%
|
|
| BECAUSE WE HAVE TO BE IN GROUP TO ACCESS | 1 |
0%
|
|
| BECAUSE WE HAVE TO BE IN GROUP TO ACCESS IT | 1 |
0%
|
|
| CANNOT DELIVER ON THEIR PROMISE | 1 |
0%
|
|
| CONTRIBUTIONS TO FARM GROUPS HAD FAILED | 1 |
0%
|
|
| CONTRIBUTIONS TO FORM GROUPS HAD FAILED TO YEILD LOAN | 1 |
0%
|
|
| COULDN'T ENGAGE IN ANY BUSINESS AS A RES | 3 |
0.1%
|
|
| CUMBERSOME PROCEDURES | 1 |
0%
|
|
| DELAY | 2 |
0%
|
|
| DID NOT CULTIVATE THE PARCEL FOR TWO YEA | 1 |
0%
|
|
| DISHONEST ON THE PAST OF FINANCIAL INSTI | 3 |
0.1%
|
|
| DO NOT HAVE AN ACCOUNT | 2 |
0%
|
|
| DO NOT KNOW HOW | 3 |
0.1%
|
|
| DO NOT KNOW WHICH BANK TO CONSULT OR SEE | 1 |
0%
|
|
| DO NOT OCCUR TO ME | 2 |
0%
|
|
| DO NOT TRUST THEM BECAUSE OF PAST EXPERIENCE | 1 |
0%
|
|
| DO NOT WANT TO | 3 |
0.1%
|
|
| DO NOT WANT TO BE ARRESTED BY POLICE | 1 |
0%
|
|
| DO NOT WANT TO BE INDEBTED | 1 |
0%
|
|
| DOESNT HAVE A DEPOSIT ACCOUNT | 1 |
0%
|
|
| DOESNT HAVE A DEPOST ACCOUNT | 1 |
0%
|
|
| DONT KNOW | 3 |
0.1%
|
|
| FEAR OF LOSING PERSONEL CONTRIBUTION THR | 1 |
0%
|
|
| GROUP BASE | 2 |
0%
|
|
| GROUPS ARE NOT RELIABLE. THEY USUALLY DO | 1 |
0%
|
|
| HAD AN ISSUE WITH A BANK AND SHE IS AFRA | 1 |
0%
|
|
| HAD AN ISSUE WITH THE BANK AND NOW AFRAI | 1 |
0%
|
|
| HAD NO SAVINGS WITH A BANK | 1 |
0%
|
|
| HAS NO ACCOUNT | 2 |
0%
|
|
| HAS NO SAVINGS ACCOUNT | 2 |
0%
|
|
| HAVE ENOUGH RESOURCES | 3 |
0.1%
|
|
| HAVE NO SAVINGS WITH A BANK | 1 |
0%
|
|
| HAVE NO SAVINGS WITH ANY BANK | 1 |
0%
|
|
| HAVE NO SAVINGS WITH THEM | 1 |
0%
|
|
| HAVE NOT GOTTEN ANY SOURCE TO TAKE IT | 1 |
0%
|
|
| HE IS NOT AN ACCOUNT HOLDER | 2 |
0%
|
|
| I DON'T LIKE THEM | 1 |
0%
|
|
| I HAVE NO SAVINGS WITH THEM | 1 |
0%
|
|
| IF IN A GROUP OTHERS REFUSE TO PAY THE I | 1 |
0%
|
|
| INTERESTED BUT DONT GET ANYWHERE TO APPLY | 1 |
0%
|
|
| INTERESTED BUT DONT GET IT | 1 |
0%
|
|
| IT IS NOT POSSIBLE TO OBTAIN LOAN FROM SOURCES | 1 |
0%
|
|
| IT'S NO LONGER GIVEN | 3 |
0.1%
|
|
| JUST DECIDED NOT TO APPLY FOR A LOAN | 1 |
0%
|
|
| LOAN FROM THESE SOURCES ARE TOO SMALL | 1 |
0%
|
|
| LOANS RECEIVED BY GROUP MEMBERS DO NOT G | 1 |
0%
|
|
| MAY NOT BE GIVEN ON TIME | 2 |
0%
|
|
| MUST HAVE DEPOSITE A/C | 2 |
0%
|
|
| NEED GROUP TO ACCESS LOAN | 1 |
0%
|
|
| NEED GROUP TO ACCESS LOAN BUT CANNOT TRUST MEMBERS IN MONEY | 1 |
0%
|
|
| NEED PEACE OF MIND | 3 |
0.1%
|
|
| NEED TO FORM A GROUP TO BE ABLE TO ACCESS IT | 1 |
0%
|
|
| NO BANK ACCOUNT | 1 |
0%
|
|
| NO BANKS AROUND | 2 |
0%
|
|
| NO CONTRIBUTION NO LOAN | 1 |
0%
|
|
| NO GUARANTOR AVAILABLE | 1 |
0%
|
|
| NO REASON | 11 |
0.2%
|
|
| NO SAVINGS WITH ANY BANK | 1 |
0%
|
|
| NONE IN THE TOWN | 1 |
0%
|
|
| NOT A CUSTOMER OF ANY BANK | 1 |
0%
|
|
| NOT INTERESTED | 27 |
0.6%
|
|
| NOT INTERESTED IN FORMING GROUPS FOR LOA | 1 |
0%
|
|
| NOT RELIABLE | 1 |
0%
|
|
| NOT TRUST WORTHY | 1 |
0%
|
|
| NOT USED TO COLLECTING LOANS | 2 |
0%
|
|
| NOT WORKING | 3 |
0.1%
|
|
| NOTHING | 3 |
0.1%
|
|
| OTHER'S WERE NOT ABLE TO PAY PREVIOUS AB | 1 |
0%
|
|
| OTHERS DON'T PAY IN TIME | 1 |
0%
|
|
| OTHERS IN GROUP DON'T PAY IN TIME | 1 |
0%
|
|
| OTHERS IN THE GROUP DON'T PAY IN TIME | 1 |
0%
|
|
| PROCEDURE CUMBERSOME | 1 |
0%
|
|
| PROCEDURE FOR ACQUIRING CUMBERSOME | 1 |
0%
|
|
| PROCESES FOR LOAN APPLICATION LONG | 1 |
0%
|
|
| PROCESS TO LONG | 1 |
0%
|
|
| PROCESS TOO CUMBERSOME | 1 |
0%
|
|
| PROCESS TOO LONG | 3 |
0.1%
|
|
| PROCESS TOO LONG & EMBARSSING | 1 |
0%
|
|
| REFUSED | 2 |
0%
|
|
| REFUSED DUE TO OLD AGE | 1 |
0%
|
|
| RELY ON INCOME FROM MY FARM | 1 |
0%
|
|
| SHE COULD ONLY ASSESS IT IN A GROUP | 1 |
0%
|
|
| SHE HASN'T OPENED AN ACCOUNT | 2 |
0%
|
|
| SHE IS NOW THINKING OF OPENING AN ACCOUN | 1 |
0%
|
|
| SMALL SIZE OF LAND | 1 |
0%
|
|
| STOP GIVING OUT THE LOANS | 1 |
0%
|
|
| TAKES TO LONG PROCESS | 1 |
0%
|
|
| TAKES TOO LONG A PROCESS | 1 |
0%
|
|
| THE BANK WILL NOT GIVE ME | 1 |
0%
|
|
| THE INTEREST IS TOO HIGH | 1 |
0%
|
|
| THE SOURCE NO LOGER GIVER LOANS | 1 |
0%
|
|
| THE SOURCE NO LONGER FIVER LOANS | 1 |
0%
|
|
| THE SOURCE NO LONGER GIVER LOANS | 1 |
0%
|
|
| THE SOURCE NO LONGER GIVES OUT LOANS | 3 |
0.1%
|
|
| THEIR GROUP IS INDEBTED TO BANK | 1 |
0%
|
|
| THEIR GROUP IS INDEBTED TO BANK. | 1 |
0%
|
|
| THERE IS NO NEED HERE MEANS WE DO NOT NEED IT AT THE TIME RATHER THAN HAVE ENOUGH OWN RESOURCES | 1 |
0%
|
|
| TOO MUCH DELAY | 4 |
0.1%
|
|
| TRIED BUT DID NOT GET ANY FUNDS | 1 |
0%
|
|
| WAITING TO APPLY FOR A SECOND TERM LOAN | 1 |
0%
|
|
| WASTE SO MUCH TIME | 1 |
0%
|
|
| WE ARE ALWAYS DECEIVED EVEN IF WE CONTRI | 1 |
0%
|
|
| WE ARE NOT AWARE OF THE ABILITY OF THESE | 1 |
0%
|
|
| WE COULDNT FORM GROUPS TO ACCESS LOANS | 1 |
0%
|
|
| YOU NEED TO HAVE AN AMOUNT AT THE BANK B | 1 |
0%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
Select main two reasons in order of importance
1=no need: have enough own resources
2=lack of collateral
3=too expensive (the interest rate is too high)
4=the repayment period is too short
5=fear of losing collateral
6=believed would be refused (fear of being rejected)
7=do not want harassment
8=do not like to be indebted
9=the [source] does not exist in my area
10=already too indebted
11= do not know where to apply
-888=i don't know how
-555=other (specify)
1=no need: have enough own resources
2=lack of collateral
3=too expensive (the interest rate is too high)
4=the repayment period is too short
5=fear of losing collateral
6=believed would be refused (fear of being rejected)
7=do not want harassment
8=do not like to be indebted
9=the [source] does not exist in my area
10=already too indebted
11= do not know where to apply
-888=i don't know how
-555=other (specify)