The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Albania, Algeria, Argentina...and 137 more, 2024

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Reference ID

WLD_2024_FINDEX_v02_M

DOI

https://doi.org/10.48529/bk9n-8r43

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Collection(s)

Global Financial Inclusion (Global Findex) Database

Metadata

Documentation in PDF DDI/XML JSON

Created on

Oct 01, 2025

Last modified

Dec 12, 2025

Page views

48445

Downloads

6869

Paid off all credit card balances in full by their due date (fin22h)

Data file: findex_microdata_2025_labelled_update112425

Overview

Valid: 8439

Invalid: 135651

Minimum: 1

Maximum: 4

Type: Discrete

Decimal: 0

Width: 12

Range: 1 - 4

Format: Numeric

Questions and instructions

Literal question

In the past 12 months, did you pay off all your credit card balances in full by their due date?

Categories

Value	Category	Cases
1	Yes	6437	76.3%
2	No	1944	23%
3	Don't know	37	0.4%
4	Refused	21	0.2%
Sysmiss		135651

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Fin22G = "yes"

Others

Notes

Note: "no/dk/r" indicates the response categories: no, dk="don't know" and r="refused" Words in brackets [] indicate local or economy-specific terminology.

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