The Global Findex Database 2025: Connectivity and Financial Inclusion in the Digital Economy

Nicaragua, 2024

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Reference ID

NIC_2024_FINDEX_v02_M

DOI

https://doi.org/10.48529/ehm5-0437

Producer(s)

Development Research Group, Finance and Private Sector Development Unit

Collection(s)

Global Financial Inclusion (Global Findex) Database

Metadata

Documentation in PDF DDI/XML JSON

Created on

Oct 01, 2025

Last modified

Dec 15, 2025

Page views

13636

Downloads

675

Main reason for only using cash for in-store merchant payments (fin25e4)

Data file: Findex_Microdata_2025_updateNicaragua

Overview

Valid: 195

Invalid: 935

Minimum: 1

Maximum: 5

Type: Discrete

Decimal: 0

Width: 56

Range: 1 - 5

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
1	Because the merchant(s) only accepts cash	11	5.6%
2	Because it's more expensive to pay using a card or phone	12	6.2%
3	Because you don't trust payments using a card or phone	11	5.6%
4	Because you're used to paying by cash	159	81.5%
5	Some other reason	2	1%
6	Don't know	0	0%
7	Refused	0	0%
Sysmiss		935

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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