World Bank Enterprise Survey 2025

India, 2025 - 2026

Get Microdata

Reference ID

IND_2025_WBES_v01_M

Producer(s)

World Bank Group (WBG)

Collection(s)

Enterprise Surveys

Metadata

DDI/XML JSON

Study website

Created on

Jul 24, 2026

Last modified

Jul 24, 2026

Page views

3469

Downloads

Main Reason For Not Applying For New Loans or New Lines of Credit (k17)

Data file: India-2025-full-data

Overview

Valid: 9421

Invalid: 1058

Minimum: -9

Maximum: 7

Type: Discrete

Width: 57

Range: -

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
-9	Don't know (spontaneous)	5	0%
1	No need for a loan - establishment had sufficient capital	7820	74.6%
2	Application procedures were complex	197	1.9%
3	Interest rates were not favorable	463	4.4%
4	Collateral requirements were too high	510	4.9%
5	Size of loan and maturity were insufficient	121	1.2%
6	Did not think it would be approved	54	0.5%
7	Other	251	2.4%
Sysmiss		1058	10.1%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Back to Catalog