Value | Category | Cases | |
---|---|---|---|
-9 | Don't know (spontaneous) | 3 |
0.5%
|
1 | No need for a loan - establishment had sufficient capital | 228 |
39.4%
|
2 | Application procedures were complex | 66 |
11.4%
|
3 | Interest rates were too high | 81 |
14%
|
4 | Collateral requirements were too high | 56 |
9.7%
|
5 | Size of loan and maturity were insufficient | 34 |
5.9%
|
6 | Did not think it would be approved | 17 |
2.9%
|
7 | Do not believe in interest based borrowing | 76 |
13.1%
|
8 | It is necessary to have contacts or give informal payments t | 14 |
2.4%
|
9 | Other | 3 |
0.5%
|
Sysmiss | 178 |
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