Micro-Enterprise Survey 2009

Nepal, 2009

Get Microdata

Reference ID

NPL_2009_MS_v01_M_WB

DOI

https://doi.org/10.48529/17b0-pb76

Producer(s)

World Bank

Collection(s)

Enterprise Surveys

Metadata

DDI/XML JSON

Created on

Mar 24, 2011

Last modified

Sep 26, 2013

Page views

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main reason for not applying for new loans or new lines of credit (k17)

Data file: Nepal-2009-Micro-full data-

Overview

Valid: 90

Invalid: 28

Type: Discrete

Decimal: 0

Start: 510

End: 511

Width: 2

Range: -9 - 8

Format: Numeric

Questions and instructions

Question pretext

SHOW CARD

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2007 2008?
No need for a loan - establishment has sufficient capital
Application procedures for loans or lines of credit are complex
Interest rates are not favorable
Collateral requirements are too high
Size of loan and maturity are insufficient
It is necessary to make informal payments to get bank loans
Did not think it would be approved
Other

Categories

Value	Category	Cases
-9	don't know	1	1.1%
1	no need for a loan-establishment	47	52.2%
2	application procedures for loans	12	13.3%
3	interest rates are not favorable	10	11.1%
4	collateral requiremens are too h	7	7.8%
5	size of loan and maturity are in	1	1.1%
6	did not think it would be approv	1	1.1%
7	other	11	12.2%
Sysmiss		28

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Reasons for not applying for loan last year. Self-explanatory

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