Enterprise Survey 2005

Armenia, 2005

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Reference ID

ARM_2005_ES_v01_M_WB

DOI

https://doi.org/10.48529/3dye-fk65

Producer(s)

World Bank, European Bank for Reconstruction and Development

Collection(s)

Enterprise Surveys Fragility, Conflict and Violence

Metadata

DDI/XML JSON

Created on

Mar 24, 2011

Last modified

Sep 26, 2013

Page views

35815

Downloads

832

(q47b1)

Data file: Armenia-2005--full data-1,5

Overview

Valid: 171

Invalid: 180

Type: Discrete

Decimal: 0

Start: 582

End: 584

Width: 3

Range: 1 - 346

Format: Numeric

Questions and instructions

Question pretext

INTERVIEWER: SHOW CARD - MULTIPLE ANSWERS
CARD - Q.47b
Does not need a loan
Application procedure of bank loans are too burdensome
Collateral requirements for bank loans are too strict
Interest rates are too high
It is necessary to make informal payments to get bank loans
Did not think it would be approved

Literal question

If your firm did not apply for a loan, what were the main reasons?

Categories

Value	Category	Cases
1	Does not need a loan	92	53.8%
2	Application procedures are too burdensome	7	4.1%
3	Collateral requirements are too strict	7	4.1%
4	Interest rates are too high	16	9.4%
5	It is necessary to make informal payments	2	1.2%
6	Did not think it would be approved	9	5.3%
7	Others (Specify)	2	1.2%
12		5	2.9%
14		4	2.3%
23		5	2.9%
24		6	3.5%
34		15	8.8%
36		1	0.6%
Sysmiss		180

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Question post text

INTERVIEWER: GO TO Q.48

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