Value | Category | Cases | |
---|---|---|---|
1 | Do not need loans | 12 |
6.3%
|
2 | Application procedures for bank loans are too burdensome | 24 |
12.6%
|
3 | Collateral requirements of bank loans are too strict | 39 |
20.5%
|
4 | Interest rates are too high | 57 |
30%
|
5 | It is necessary to have contacts or give informal payments | 17 |
8.9%
|
6 | Did not think that it would be approved | 9 |
4.7%
|
7 | It could create complications with tax administration | 6 |
3.2%
|
8 | Did not want to deal in interest rates | 25 |
13.2%
|
96 | Other (specify) | 1 |
0.5%
|
Sysmiss | 184 |
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