Value | Category | Cases | |
---|---|---|---|
1 | Do not need loans | 174 |
38.7%
|
2 | Application procedures for bank loans are too burdensome | 59 |
13.1%
|
3 | Collateral requirements of bank loans are too strict | 16 |
3.6%
|
4 | Interest rates are too high | 81 |
18%
|
5 | It is necessary to have contacts or give informal payments t | 2 |
0.4%
|
6 | Did not think that it would be approved | 1 |
0.2%
|
7 | It could create complications with tax administration | 1 |
0.2%
|
8 | Did not want to deal in interest rates | 93 |
20.7%
|
9 | Size of loan and maturity are insufficient | 15 |
3.3%
|
96 | Other | 8 |
1.8%
|
Sysmiss | 50 |
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