Microentrepeneurs and Access to Finance in Menya 2011
Egypt, Arab Rep.
The household, firm, and financial institution surveys conducted in Menya were part of an impact evaluation of an intervention that never took place. The original intervention was an expansion of microcredit to rural villages in Upper Egypt where formal loans were virtually non-existent. The objectives of the impact evaluation were the following:
1) to evaluate the economic and social impact of microcredit on individuals who previously did not have access to formal credit
2) to assess the pilot phase of what could have been a nationwide lending operation using the infrastructure of the Egyptian Post Offices, which was funded by the World Bank's "Enhancing Access to Finance in Egypt" loan and led by the Egyptian Social Fund for Development (SFD).
The Egyptian Social Fund for Development and one of its microfinance institution counterparts identified 25 villages in Menya, in which they were equally interested to expand microfinance operations. The World Bank impact evaluation team used a pair-wise randomization process to assign these villages to treatment and control groups. Only baseline data collection was implemented. The expansion of microfinance project was unexpectedly canceled due to political instability and economic uncertainty in the spring of 2011.
Kind of data
Sample survey data [ssd]
Edited, anonymized datasets for public distribution. The following baseline datasets are documented:
1) a listing survey of 13,413 households in 25 villages in Menya
2) a household survey of 2,499 households with self-employed individuals
3) an enterprise survey of 2,525 enterprises
4) a survey of all financial institutions operating in Menya in April 2011
5) a survey of informal money lenders in Menya.
25 rural villages in Menya
Unit of analysis
Producers and sponsors
World Bank, BREAD, CEPR, IZA
International Initiative for Impact Evaluation
The Egyptian Social Fund for Development (SFD) and one of its microfinance institution counterparts identified 25 villages in which they were equally interested to expand microfinance operations. Using a pair-wise randomization process, researchers assigned these villages to treatment and control groups. First, these 25 villages were stratified into 10 sets of either two or three villages based on population size and region. Next, researchers assigned a random number to each village. The villages with the lowest number in each strata were assigned to the treatment group. This process created 10 treatment and 15 control villages with balanced populations and a balanced spread throughout Menya. This village identification and treatment assignment was intended to be replicated in 3 other regions. Ultimately, SFD and its microfinance institution counterparts decided not to expand lending due to political instability, economic uncertainty, and unexpected lack of capacity.
From the 25 villages identified by SFD and one of its microfinance institution counterpart, the team conducted a listing survey of at least 500 households per village. Villages had a mean of 111 business owners with 39 standard deviation. In villages with more than 100 business owners, 100 of the business owners were randomly assigned to participate in the household and enterprise surveys. In the 12 villages with fewer than 100 business owners, the team continued sampling until 100 business owners were reached. In total, researchers listed 13,413 households and completed 2,499 household and enterprise surveys for 2,525 business owners (26 households had two business owners).
Deviations from sample design
Sixty six out of the 2,565 households identified by the listing survey refused to participate in the household and enterprise survey. Researchers replaced these business owners with the next listed business owner.
Dates of collection
Mode of data collection
Survey research firm "El Zanaty and Associates"
The use of the datasets must be acknowledged using a citation which would include:
- the identification of the Primary Investigator (including country name);
- the full title of the survey and its acronym (when available), and the year(s) of implementation;
- the survey reference number;
- the source and date of download (for datasets disseminated online).
Matthew Groh, David McKenzie, and Tara Vishwanath, World Bank. Microentrepeneurs and Access to Finance in Menya 2011, Baseline Survey. Ref. EGY_2011_MAFM-B_v01_M. Dataset downloaded from [URL] on [date].
Disclaimer and copyrights
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses.