Enterprise Survey 2013

Armenia, 2012 - 2013

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Reference ID

ARM_2013_ES_v01_M

DOI

https://doi.org/10.48529/tbr6-7q27

Producer(s)

World Bank, European Bank for Reconstruction and Development

Collection(s)

Enterprise Surveys Fragility, Conflict and Violence

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Jun 17, 2014

Last modified

Jun 17, 2014

Page views

35635

Downloads

5900

Main reason for not applying for line of credit/loan (ECAk17)

Data file: armenia_2013_full_data

Overview

Valid: 233

Invalid: 127

Type: Discrete

Decimal: 0

Start: 878

End: 879

Width: 2

Range: -9 - 8

Format: Numeric

Questions and instructions

Question pretext

SHOW CARD

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan?

Categories

Value	Category	Cases
-9	Don't know	1	0.4%
-8	Refused	2	0.9%
1	No need for a loan - establishment had sufficient capital	159	68.2%
2	Application procedures were complex	29	12.4%
3	Interest rates were not favorable	31	13.3%
4	Collateral requirements were too high	4	1.7%
5	Size of loan and maturity were insufficient	3	1.3%
6	It is necessary to make informal payments to get bank loans	0	0%
7	Did not think it would be approved	1	0.4%
8	Other	3	1.3%
Sysmiss		127

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

INTERVIEWER: ONE ANSWER ONLY

Others

Notes

ECAk17. Main reason for not applying for line of credit/loan

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