Enterprise Survey 2013
Armenia, 2012 - 2013
World Bank, European Bank for Reconstruction and Development
Last modified
June 17, 2014
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14977
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- Data files
- armenia_2013_full_data
Main reason for not applying for line of credit/loan (ECAk17)
Data file: armenia_2013_full_data
Overview
Valid
233
Invalid
127
Interval
discrete
Decimal
0
Range
-9 - 8
Questions and instructions
Literal question
What was the main reason why this establishment did not apply for any line of credit or loan?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know | 1 |
0.4%
|
| -8 | Refused | 2 |
0.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 159 |
68.2%
|
| 2 | Application procedures were complex | 29 |
12.4%
|
| 3 | Interest rates were not favorable | 31 |
13.3%
|
| 4 | Collateral requirements were too high | 4 |
1.7%
|
| 5 | Size of loan and maturity were insufficient | 3 |
1.3%
|
| 6 | It is necessary to make informal payments to get bank loans | 0 |
0%
|
| 7 | Did not think it would be approved | 1 |
0.4%
|
| 8 | Other | 3 |
1.3%
|
| Sysmiss | 127 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Question pretext
SHOW CARD
Interviewer instructions
INTERVIEWER: ONE ANSWER ONLY
others
Notes
ECAk17. Main reason for not applying for line of credit/loan