Enterprise Survey 2013
Armenia, 2012 - 2013
World Bank, European Bank for Reconstruction and Development
Created on
June 17, 2014
Last modified
June 17, 2014
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- Data files
- armenia_2013_full_data
Main reason for not applying for line of credit/loan (ECAk17)
Data file: armenia_2013_full_data
Overview
Valid:
233
Invalid:
127
Type:
Discrete
Decimal:
0
Width:
2
Range:
-9 - 8
Format:
Numeric
Questions and instructions
Literal question
What was the main reason why this establishment did not apply for any line of credit or loan?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| -9 | Don't know | 1 |
0.4%
|
| -8 | Refused | 2 |
0.9%
|
| 1 | No need for a loan - establishment had sufficient capital | 159 |
68.2%
|
| 2 | Application procedures were complex | 29 |
12.4%
|
| 3 | Interest rates were not favorable | 31 |
13.3%
|
| 4 | Collateral requirements were too high | 4 |
1.7%
|
| 5 | Size of loan and maturity were insufficient | 3 |
1.3%
|
| 6 | It is necessary to make informal payments to get bank loans | 0 |
0%
|
| 7 | Did not think it would be approved | 1 |
0.4%
|
| 8 | Other | 3 |
1.3%
|
| Sysmiss | 127 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
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Notes
ECAk17. Main reason for not applying for line of credit/loan