Enterprise Survey 2009

Albania, 2008 - 2009

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Reference ID

ALB_2009_ES_v01_M_WB

DOI

https://doi.org/10.48529/8gaf-8d71

Producer(s)

World Bank, European Bank for Reconstruction and Development

Collection(s)

Enterprise Surveys

Metadata

DDI/XML JSON

Created on

Mar 24, 2011

Last modified

Sep 26, 2013

Page views

61874

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main reason for not applying for new loans or new lines of credit (k17)

Data file: Albania-2009--full data-

Overview

Valid: 123

Invalid: 52

Type: Discrete

Decimal: 0

Start: 562

End: 563

Width: 2

Range: -9 - 8

Format: Numeric

Questions and instructions

Question pretext

SHOW CARD

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2007?
No need for a loan - establishment has sufficient capital
Application procedures for loans or lines of credit are complex
Interest rates are not favorable
Collateral requirements are too high
Size of loan and maturity are insufficient
It is necessary to make informal payments to get bank loans
Did not think it would be approved
Other

Categories

Value	Category	Cases
-9	don't know	10	8.1%
1	no need for a loan - establishment has sufficient capital	97	78.9%
2	application procedures for loans or lines of credit complex	4	3.3%
3	interest rates are not favorable	8	6.5%
4	collateral requirements are too high	0	0%
5	size of loan or maturity are insufficient	1	0.8%
6	it is necessary to make informal payments to get bank loans	0	0%
7	did not think it would be approved	2	1.6%
8	other	1	0.8%
Sysmiss		52

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Reasons for not applying for loan last year. Self-explanatory

Question post text

If answer is 1 or 2 or 3 or 4 or 5 or 6 or 7 or 8 then GO TO QUESTION K.21

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