CARD - Q.47b
Does not need a loan
Application procedure of bank loans are too burdensome
Collateral requirements for bank loans are too strict
Interest rates are too high
It is necessary to make informal payments to get bank loans
Did not think it would be approved
If your firm did not apply for a loan, what were the main reasons?
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.