Value | Category | Cases | |
---|---|---|---|
1 | Have sufficient internal liquidity | 171 |
40.8%
|
2 | Have other sources that can provide my financing needs | 21 |
5%
|
3 | Do not believe in interest based borrowing | 129 |
30.8%
|
4 | Application procedures for bank loans are too burdensome | 20 |
4.8%
|
5 | Collateral requirements of bank loans are too strict | 32 |
7.6%
|
6 | Interest rates are too high | 34 |
8.1%
|
7 | It is necessary to have contacts or give informal payments to get the loans (corruption in the allocation of bank credit) | 7 |
1.7%
|
8 | Did not think that it would be approved | 0 |
0%
|
9 | Other | 5 |
1.2%
|
Sysmiss | 89 |
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