Enterprise Survey 2009

Romania, 2008

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Reference ID

ROU_2009_ES_v01_M_WB

DOI

https://doi.org/10.48529/te7y-wt29

Producer(s)

World Bank, European Bank for Reconstruction and Development

Collection(s)

Enterprise Surveys

Metadata

DDI/XML JSON

Created on

Mar 30, 2011

Last modified

Sep 26, 2013

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main reason for not applying for new loans or new lines of credit (k17)

Data file: Romania-2009--full data-

Overview

Valid: 306

Invalid: 235

Type: Discrete

Decimal: 0

Start: 798

End: 799

Width: 2

Range: -9 - 8

Format: Numeric

Questions and instructions

Question pretext

SHOW CARD

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2007?
No need for a loan - establishment has sufficient capital
Application procedures for loans or lines of credit are complex
Interest rates are not favorable
Collateral requirements are too high
Size of loan and maturity are insufficient
It is necessary to make informal payments to get bank loans
Did not think it would be approved
Other

Categories

Value	Category	Cases
-9	don't know	32	10.5%
1	no need for a loan - establishment has sufficient capital	196	64.1%
2	application procedures for loans or lines of credit complex	24	7.8%
3	interest rates are not favorable	19	6.2%
4	collateral requirements are too high	14	4.6%
5	size of loan or maturity are insufficient	2	0.7%
6	it is necessary to make informal payments to get bank loans	1	0.3%
7	did not think it would be approved	3	1%
8	other	15	4.9%
Sysmiss		235

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

Reasons for not applying for loan last year. Self-explanatory

Question post text

If answer is 1 or 2 or 3 or 4 or 5 or 6 or 7 or 8 then GO TO QUESTION K.21

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