FinScope 2015, Financial Inclusion
Zambia, 2015
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Reference ID
ZMB_2015_FSDZ_v01_M
Producer(s)
Financial Sector Deepening Zambia
Collection(s)
Created on
Oct 16, 2019
Last modified
Oct 16, 2019
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- Data files
- zmb-zambia-finscope-2015-v1.1-stata11
7.9.4. What is the main reason why do you not use mobile money? [Other (specify) (Q7_9_4_oth_s)
Data file: zmb-zambia-finscope-2015-v1.1-stata11
Overview
Valid:
1305
Type:
Discrete
Start:
5269
End:
5388
Width:
120
Range:
-
Format:
character
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| , | 1 |
0.1%
|
|
| A bank is enough for my financial savings and money transfer services. | 1 |
0.1%
|
|
| Am getting the service somewhere else! | 1 |
0.1%
|
|
| Am not prepared. to use it | 1 |
0.1%
|
|
| Am not registered. | 1 |
0.1%
|
|
| Am not yet registered | 1 |
0.1%
|
|
| Am still attending school | 1 |
0.1%
|
|
| Because I already use Chilimba saving. | 1 |
0.1%
|
|
| Because I do not have a mobile phone. | 1 |
0.1%
|
|
| Because I don't have a specific job | 1 |
0.1%
|
|
| Because I don't work now | 1 |
0.1%
|
|
| Because I have not registered to use the service. | 1 |
0.1%
|
|
| Do not have funds to deposit | 1 |
0.1%
|
|
| Doesn't have a phone | 2 |
0.2%
|
|
| Doesn't have a phone to use it for | 1 |
0.1%
|
|
| Doesn't have bills to pay and money to send | 1 |
0.1%
|
|
| Doesn't have money to use it for | 1 |
0.1%
|
|
| Doesn't have money to use mobile money | 1 |
0.1%
|
|
| Doesn't offer financial security | 1 |
0.1%
|
|
| Doesn't see any use because she doesn't have money to save on the phone and its not done here | 1 |
0.1%
|
|
| Doesn't trust it | 1 |
0.1%
|
|
| Don't have money | 1 |
0.1%
|
|
| Don't know | 1 |
0.1%
|
|
| Don't have an income | 1 |
0.1%
|
|
| Don't have an income for such activities.. | 1 |
0.1%
|
|
| Don't have enough | 1 |
0.1%
|
|
| Don't have enough money | 2 |
0.2%
|
|
| Don't have enough money to save | 1 |
0.1%
|
|
| Don't have money to save | 4 |
0.3%
|
|
| Don't have money to save. | 1 |
0.1%
|
|
| Don't have money to send... | 1 |
0.1%
|
|
| Don't have money to start using it | 1 |
0.1%
|
|
| Don't have people to send me money or who send money to me | 1 |
0.1%
|
|
| Don't have the money to send or someone to send to | 1 |
0.1%
|
|
| Don't have whom to send or receive from | 1 |
0.1%
|
|
| Don't know how its | 4 |
0.3%
|
|
| Don't kwon it | 1 |
0.1%
|
|
| Don't need it | 1 |
0.1%
|
|
| Dont any money to save | 1 |
0.1%
|
|
| Dont have any one to send me money or to receive from anyone | 1 |
0.1%
|
|
| Dont have the send or recieve | 1 |
0.1%
|
|
| Dont know how it work | 1 |
0.1%
|
|
| Dont know how it works | 1 |
0.1%
|
|
| Have a new SIM card. | 1 |
0.1%
|
|
| Have not had the time to | 1 |
0.1%
|
|
| Have not tried it before... | 1 |
0.1%
|
|
| Haven't paid attention to it's | 1 |
0.1%
|
|
| Haven't paid it much mind | 1 |
0.1%
|
|
| He doesn't have a phone | 2 |
0.2%
|
|
| He doesn't have enough money | 1 |
0.1%
|
|
| He doesn't have enough time | 1 |
0.1%
|
|
| He doesn't have money | 2 |
0.2%
|
|
| He doesn't have people to send money to | 1 |
0.1%
|
|
| He doesn't know how it works | 1 |
0.1%
|
|
| He doesn't know how to use it | 1 |
0.1%
|
|
| He doesn't really know how it works | 1 |
0.1%
|
|
| He has no access | 1 |
0.1%
|
|
| He has no money | 1 |
0.1%
|
|
| He has no money to send or save | 1 |
0.1%
|
|
| He has no phone | 1 |
0.1%
|
|
| He is registered in the lost SIM card but the Question still asks Why He is not registered. | 1 |
0.1%
|
|
| He say he doesn't have for him to be using it | 1 |
0.1%
|
|
| He uses commercial banks | 1 |
0.1%
|
|
| His currently not on phone and the place is far were to get access too | 1 |
0.1%
|
|
| I always lose fones | 1 |
0.1%
|
|
| I am afraid that I might lose my phone and I can lose my money | 1 |
0.1%
|
|
| I am always busy these days but am yet to use the service again | 1 |
0.1%
|
|
| I am disturbed with the environment here. We have network problems. | 1 |
0.1%
|
|
| I am just used to zoona | 1 |
0.1%
|
|
| I am not in use of it right now | 1 |
0.1%
|
|
| I am not interested | 1 |
0.1%
|
|
| I am not used to use mobile money | 1 |
0.1%
|
|
| I am pregnant so I fail to move | 1 |
0.1%
|
|
| I am pregnant. I don't go there to deposit. I will start later. | 1 |
0.1%
|
|
| I am scared to use it | 1 |
0.1%
|
|
| I am yet to register | 1 |
0.1%
|
|
| I believe using mobile money you can lose money | 1 |
0.1%
|
|
| I can't get back my money if the phone get lost | 1 |
0.1%
|
|
| I did not 've Monet to save in there | 1 |
0.1%
|
|
| I didn't know how to use it | 1 |
0.1%
|
|
| I dint have money to use such services | 1 |
0.1%
|
|
| I dint use just | 1 |
0.1%
|
|
| I dnt have a phone | 1 |
0.1%
|
|
| I do not have a phone | 1 |
0.1%
|
|
| I do not have an income | 1 |
0.1%
|
|
| I do not have money | 1 |
0.1%
|
|
| I do not have money for me to use it | 1 |
0.1%
|
|
| I do not have money to send | 1 |
0.1%
|
|
| I do not have money to use it | 1 |
0.1%
|
|
| I do not have money to use through mobile money | 2 |
0.2%
|
|
| I do not have money yet | 1 |
0.1%
|
|
| I do not have time | 1 |
0.1%
|
|
| I do use it but not often because I use the services when I need to | 1 |
0.1%
|
|
| I don't 've money to save | 1 |
0.1%
|
|
| I don't feel comfortable to use it. | 1 |
0.1%
|
|
| I don't find it necessary to use it | 1 |
0.1%
|
|
| I don't gave money to send | 1 |
0.1%
|
|
| I don't have a chance to send to any one | 1 |
0.1%
|
|
| I don't have a mobile phone | 2 |
0.2%
|
|
| I don't have a mobile phone. | 3 |
0.2%
|
|
| I don't have a phone | 22 |
1.7%
|
|
| I don't have a phone and interest | 1 |
0.1%
|
|
| I don't have a phone as well as money | 1 |
0.1%
|
|
| I don't have a phone. | 2 |
0.2%
|
|
| I don't have a reason | 1 |
0.1%
|
|
| I don't have a reason for not using it | 1 |
0.1%
|
|
| I don't have a reason for not using mobile money. | 1 |
0.1%
|
|
| I don't have a sted income | 1 |
0.1%
|
|
| I don't have an account there no such facilities here | 1 |
0.1%
|
|
| I don't have an interest. | 1 |
0.1%
|
|
| I don't have any one to send money to | 1 |
0.1%
|
|
| I don't have anyone to send me money | 1 |
0.1%
|
|
| I don't have anything with that as at now | 1 |
0.1%
|
|
| I don't have cash. | 1 |
0.1%
|
|
| I don't have enough income | 1 |
0.1%
|
|
| I don't have enough information about it | 1 |
0.1%
|
|
| I don't have enough money | 2 |
0.2%
|
|
| I don't have enough money and I lost my phone and I can't remember my account number . | 1 |
0.1%
|
|
| I don't have enough money currently | 1 |
0.1%
|
|
| I don't have enough money to deposit in my mobile money account | 1 |
0.1%
|
|
| I don't have enough money to save | 1 |
0.1%
|
|
| I don't have enough money to save. | 1 |
0.1%
|
|
| I don't have enough money to use the service | 1 |
0.1%
|
|
| I don't have enough money to use this service. | 1 |
0.1%
|
|
| I don't have enough money. | 3 |
0.2%
|
|
| I don't have interest | 4 |
0.3%
|
|
| I don't have interest in the service. | 1 |
0.1%
|
|
| I don't have internet. | 1 |
0.1%
|
|
| I don't have money | 21 |
1.6%
|
|
| I don't have money and I don't have any one to send me money using mobile money | 1 |
0.1%
|
|
| I don't have money and I'm not working | 1 |
0.1%
|
|
| I don't have money for me to use mobile money | 1 |
0.1%
|
|
| I don't have money to do that | 1 |
0.1%
|
|
| I don't have money to put in my account due to unemployment situation. | 1 |
0.1%
|
|
| I don't have money to save | 4 |
0.3%
|
|
| I don't have money to save because every money I have goes straight to things for the house | 1 |
0.1%
|
|
| I don't have money to save moreover I am still schooling | 1 |
0.1%
|
|
| I don't have money to save with them | 1 |
0.1%
|
|
| I don't have money to save. | 1 |
0.1%
|
|
| I don't have money to send | 5 |
0.4%
|
|
| I don't have money to send or anyone to send me money | 1 |
0.1%
|
|
| I don't have money to send or receive | 1 |
0.1%
|
|
| I don't have money to send or save | 1 |
0.1%
|
|
| I don't have money to send/receive | 1 |
0.1%
|
|
| I don't have money to start saving | 1 |
0.1%
|
|
| I don't have money to start using it | 1 |
0.1%
|
|
| I don't have money to that am still attending school | 1 |
0.1%
|
|
| I don't have money to use | 1 |
0.1%
|
|
| I don't have money to use for | 1 |
0.1%
|
|
| I don't have money to use mobile money | 1 |
0.1%
|
|
| I don't have money to use. | 1 |
0.1%
|
|
| I don't have money to use. for it | 1 |
0.1%
|
|
| I don't have money, | 1 |
0.1%
|
|
| I don't have money. | 2 |
0.2%
|
|
| I don't have money. many if I started working | 1 |
0.1%
|
|
| I don't have money...so I can't use it | 1 |
0.1%
|
|
| I don't have more details on mobile money | 1 |
0.1%
|
|
| I don't have much cash | 1 |
0.1%
|
|
| I don't have much information about it | 3 |
0.2%
|
|
| I don't have much information about that | 1 |
0.1%
|
|
| I don't have much knowledge about it | 1 |
0.1%
|
|
| I don't have never used it | 1 |
0.1%
|
|
| I don't have people to send money to | 1 |
0.1%
|
|
| I don't have the money | 1 |
0.1%
|
|
| I don't have the money to take there | 1 |
0.1%
|
|
| I don't have time | 1 |
0.1%
|
|
| I don't have time because I get so busy | 1 |
0.1%
|
|
| I don't have time but I might use in the future | 1 |
0.1%
|
|
| I don't have time for it | 1 |
0.1%
|
|
| I don't have time for the service. | 1 |
0.1%
|
|
| I don't have time to go and get enough information because I don't have an account | 1 |
0.1%
|
|
| I don't have use for it at the moment | 1 |
0.1%
|
|
| I don't have what to take there | 1 |
0.1%
|
|
| I don't how to use it am still attending school | 1 |
0.1%
|
|
| I don't just want to | 1 |
0.1%
|
|
| I don't just want to use it. | 1 |
0.1%
|
|
| I don't know | 3 |
0.2%
|
|
| I don't know about it. I need someone to educate me | 1 |
0.1%
|
|
| I don't know how it operates | 1 |
0.1%
|
|
| I don't know how it works | 1 |
0.1%
|
|
| I don't know how they operate | 2 |
0.2%
|
|
| I don't know how to use it | 3 |
0.2%
|
|
| I don't know how to use it but I received money through someone who use mobile my neighbor | 1 |
0.1%
|
|
| I don't know how to use it. | 1 |
0.1%
|
|
| I don't know it | 2 |
0.2%
|
|
| I don't know it and I don't have a mobile phone. | 1 |
0.1%
|
|
| I don't know much about it | 2 |
0.2%
|
|
| I don't know much about it. | 1 |
0.1%
|
|
| I don't know them | 1 |
0.1%
|
|
| I don't know them and I don't have a phone | 1 |
0.1%
|
|
| I don't know very well | 1 |
0.1%
|
|
| I don't know what to do with it | 1 |
0.1%
|
|
| I don't know. | 1 |
0.1%
|
|
| I don't like it | 1 |
0.1%
|
|
| I don't money to put in there | 1 |
0.1%
|
|
| I don't money to save | 1 |
0.1%
|
|
| I don't need it | 2 |
0.2%
|
|
| I don't need it at the moment | 1 |
0.1%
|
|
| I don't need it for now | 1 |
0.1%
|
|
| I don't pay attention to it | 1 |
0.1%
|
|
| I don't pay attention to it cause I don't have a tv | 1 |
0.1%
|
|
| I don't pay much attention I don't know | 1 |
0.1%
|
|
| I don't really know about | 1 |
0.1%
|
|
| I don't really know about it | 1 |
0.1%
|
|
| I don't really know how it works | 2 |
0.2%
|
|
| I don't really know it | 1 |
0.1%
|
|
| I don't really no how it works | 1 |
0.1%
|
|
| I don't really pay attention to the details concerning mobile money | 1 |
0.1%
|
|
| I don't trust it | 1 |
0.1%
|
|
| I don't trust mobile money and it's not accurate to use | 1 |
0.1%
|
|
| I don't trust that my money would be safe | 1 |
0.1%
|
|
| I don't understand how it works | 1 |
0.1%
|
|
| I don't want | 3 |
0.2%
|
|
| I don't want it | 1 |
0.1%
|
|
| I don't want it. | 1 |
0.1%
|
|
| I don't want to. | 1 |
0.1%
|
|
| I don't. have any reasons | 1 |
0.1%
|
|
| I don't. have enough money | 1 |
0.1%
|
|
| I don't. have enough money to save | 1 |
0.1%
|
|
| I don't. have money | 1 |
0.1%
|
|
| I dont have a phone. no one can send me money. .am suffering | 1 |
0.1%
|
|
| I dont have enough knowledge | 1 |
0.1%
|
|
| I dont like it,. | 1 |
0.1%
|
|
| I dont like using it | 1 |
0.1%
|
|
| I dont not intended to use it yet | 1 |
0.1%
|
|
| I dont own a phone aa yet | 1 |
0.1%
|
|
| I find banks more convenient | 1 |
0.1%
|
|
| I forget that I have mobile money | 1 |
0.1%
|
|
| I forgot my pin | 1 |
0.1%
|
|
| I forgot my pin number | 1 |
0.1%
|
|
| I forgot the pin number | 1 |
0.1%
|
|
| I get financial services from banks | 1 |
0.1%
|
|
| I give my sister the SIM card she is the one using it | 1 |
0.1%
|
|
| I had been unregistered | 1 |
0.1%
|
|
| I had on phone | 1 |
0.1%
|
|
| I have a new phone and simcard | 1 |
0.1%
|
|
| I have an account | 1 |
0.1%
|
|
| I have been busy | 1 |
0.1%
|
|
| I have don't have money | 1 |
0.1%
|
|
| I have just heard about it | 1 |
0.1%
|
|
| I have just not had the time to register | 1 |
0.1%
|
|
| I have just not taken the time to know how it works | 1 |
0.1%
|
|
| I have know interest | 1 |
0.1%
|
|
| I have never put money there or received money through mobile money | 1 |
0.1%
|
|
| I have never seen them | 1 |
0.1%
|
|
| I have never thought about it | 1 |
0.1%
|
|
| I have never tried it | 2 |
0.2%
|
|
| I have never tried it because I don't have time | 1 |
0.1%
|
|
| I have never tried to | 1 |
0.1%
|
|
| I have never tried to do that | 1 |
0.1%
|
|
| I have never used it | 1 |
0.1%
|
|
| I have no fixed income | 1 |
0.1%
|
|
| I have no interest | 2 |
0.2%
|
|
| I have no intrest | 1 |
0.1%
|
|
| I have no me to send money to or to send me money | 1 |
0.1%
|
|
| I have no money | 1 |
0.1%
|
|
| I have no money for such | 1 |
0.1%
|
|
| I have no money to put in my mobile money acciunt | 1 |
0.1%
|
|
| I have no money to use | 1 |
0.1%
|
|
| I have no money to use for such | 1 |
0.1%
|
|
| I have no need for it | 1 |
0.1%
|
|
| I have no reason | 7 |
0.5%
|
|
| I have no resources | 1 |
0.1%
|
|
| I have nobody to send me money | 1 |
0.1%
|
|
| I have not been educated to use it and I don't have a personal phone | 1 |
0.1%
|
|
| I have not fully understood the benefits of it | 1 |
0.1%
|
|
| I have not opened yet | 1 |
0.1%
|
|
| I have not registered | 2 |
0.2%
|
|
| I have not registered to use this service | 1 |
0.1%
|
|
| I have not started | 1 |
0.1%
|
|
| I have not taken keen interest to know about it | 1 |
0.1%
|
|
| I have not tried | 1 |
0.1%
|
|
| I have not tried it | 1 |
0.1%
|
|
| I have not tried to use it or to find out about this services | 1 |
0.1%
|
|
| I have not yet opened an account | 1 |
0.1%
|
|
| I have nothing to save | 1 |
0.1%
|
|
| I have relatives who are very far that I need to sent money for | 1 |
0.1%
|
|
| I have very few people that I can send or receive using the service because most of them are near and others are not fam | 1 |
0.1%
|
|
| I have yet started making more money | 1 |
0.1%
|
|
| I haven't gone to register | 1 |
0.1%
|
|
| I haven't had the need too | 1 |
0.1%
|
|
| I haven't joined | 1 |
0.1%
|
|
| I haven't paid particular attention | 1 |
0.1%
|
|
| I haven't put money | 1 |
0.1%
|
|
| I haven't put money there because money is hard to find | 1 |
0.1%
|
|
| I haven't registered | 1 |
0.1%
|
|
| I haven't thought much about using it | 1 |
0.1%
|
|
| I haven't yet made an effort | 1 |
0.1%
|
|
| I haven't yet registered | 1 |
0.1%
|
|
| I haven't. yet had anyone. to send money. to | 1 |
0.1%
|
|
| I just didn't register. No specific reasons. | 1 |
0.1%
|
|
| I just don't have Interest in mobile money services | 1 |
0.1%
|
|
| I just don't have a reason | 1 |
0.1%
|
|
| I just don't have time but I intend to join son | 1 |
0.1%
|
|
| I just don't like it | 1 |
0.1%
|
|
| I just don't like it,its not efficient | 1 |
0.1%
|
|
| I just don't want | 7 |
0.5%
|
|
| I just don't want it | 1 |
0.1%
|
|
| I just don't want to | 2 |
0.2%
|
|
| I just don't want to use mobile money | 1 |
0.1%
|
|
| I just don't want... | 1 |
0.1%
|
|
| I just feel lazy | 1 |
0.1%
|
|
| I just feel lazy to register because I like using Zoona | 1 |
0.1%
|
|
| I just have no interest | 1 |
0.1%
|
|
| I just have not started | 1 |
0.1%
|
|
| I just know it but I don't have a full idea of what it really is | 1 |
0.1%
|
|
| I just stopped using it because my uncle who sends me money is using the bank now to send me money | 1 |
0.1%
|
|
| I just. don't want | 1 |
0.1%
|
|
| I lost my PIN code. | 1 |
0.1%
|
|
| I lost my SIM card. | 1 |
0.1%
|
|
| I lost my phone | 2 |
0.2%
|
|
| I lost my phone for now | 1 |
0.1%
|
|
| I lost my pin number | 2 |
0.2%
|
|
| I lost my secret pin | 1 |
0.1%
|
|
| I lost my sim card which i was using for mobile money | 1 |
0.1%
|
|
| I lost the SIM card | 1 |
0.1%
|
|
| I lost the SIM card and I did not replace it | 1 |
0.1%
|
|
| I never had use for the service not until recent when my friends shared to me the benefits of mobile money | 1 |
0.1%
|
|
| I no longer receive money through this way | 1 |
0.1%
|
|
| I normally don't have income | 1 |
0.1%
|
|
| I rarely have money | 1 |
0.1%
|
|
| I see no need to use it | 1 |
0.1%
|
|
| I think I don't have interest | 1 |
0.1%
|
|
| I use it one day | 1 |
0.1%
|
|
| I use other services | 1 |
0.1%
|
|
| I used to but i lost my SIM card | 1 |
0.1%
|
|
| I used to but i lost the pin number | 1 |
0.1%
|
|
| I used too much money or airtime | 1 |
0.1%
|
|
| I want to open but just feel lazy | 1 |
0.1%
|
|
| I was away in the bush | 1 |
0.1%
|
|
| I was just delaying to register | 1 |
0.1%
|
|
| I will do in the near futures | 1 |
0.1%
|
|
| I will start when I have money | 1 |
0.1%
|
|
| I would like to but am not just very much used | 1 |
0.1%
|
|
| I would like to open an account but I don't have time | 1 |
0.1%
|
|
| I would like to register for mobile money but most of the money I have is for rent and household expenses | 1 |
0.1%
|
|
| I would like to use mobile money but I don't have money to deposited in the account. | 1 |
0.1%
|
|
| I you are working for a company than doing piece works. | 1 |
0.1%
|
|
| I'd registered but I couldn't make a transaction | 1 |
0.1%
|
|
| I'm currently not stable financially | 1 |
0.1%
|
|
| I'm not currently in the capacity to sustain it | 1 |
0.1%
|
|
| I'm not registered | 2 |
0.2%
|
|
| I'm not registered, but thinking of starting to use it in the near future | 1 |
0.1%
|
|
| I'm not sending or receiving money at the moment | 1 |
0.1%
|
|
| I'm not used to it | 1 |
0.1%
|
|
| I'm not very much informed about it | 1 |
0.1%
|
|
| I'm not working and I'm a student | 1 |
0.1%
|
|
| I'm thinking of registering | 1 |
0.1%
|
|
| I've just started getting an income I plan to use it | 1 |
0.1%
|
|
| If need araises I will start using it | 1 |
0.1%
|
|
| In due time, respondent will start using it | 1 |
0.1%
|
|
| In my area we don't have mobile money | 1 |
0.1%
|
|
| Insufficient funds to save | 1 |
0.1%
|
|
| It encourages me to misuse my money on talk time | 1 |
0.1%
|
|
| It has no benefits to me | 1 |
0.1%
|
|
| It used with it. | 1 |
0.1%
|
|
| Just Nothing | 1 |
0.1%
|
|
| Just doesn't want to | 1 |
0.1%
|
|
| Just don't use it | 1 |
0.1%
|
|
| Just don't want to use it | 1 |
0.1%
|
|
| Just dont want too | 1 |
0.1%
|
|
| Just heard about it but doesn't know the details | 1 |
0.1%
|
|
| Just saw a post in the shop with details but doesn't really know how to go about it | 1 |
0.1%
|
|
| Lack of cash | 1 |
0.1%
|
|
| Little information about it | 1 |
0.1%
|
|
| Lost the password | 1 |
0.1%
|
|
| My SIM card is blocked. | 1 |
0.1%
|
|
| My income is not enough | 1 |
0.1%
|
|
| My registered SIM card got damaged | 1 |
0.1%
|
|
| NOT familiar to it | 1 |
0.1%
|
|
| Network failure | 1 |
0.1%
|
|
| New put it into consideration | 1 |
0.1%
|
|
| Nina mali | 1 |
0.1%
|
|
| No interest | 1 |
0.1%
|
|
| No where to send | 1 |
0.1%
|
|
| No GSM network. | 1 |
0.1%
|
|
| No any reason | 1 |
0.1%
|
|
| No interest | 3 |
0.2%
|
|
| No money | 2 |
0.2%
|
|
| No money to put | 1 |
0.1%
|
|
| No money to receive or send using it | 1 |
0.1%
|
|
| No network coverage here | 1 |
0.1%
|
|
| No one to send money to | 1 |
0.1%
|
|
| No particular reason. | 1 |
0.1%
|
|
| No reason | 4 |
0.3%
|
|
| No reason at all | 1 |
0.1%
|
|
| No specific reason | 1 |
0.1%
|
|
| Not ready | 1 |
0.1%
|
|
| Not available in the community | 1 |
0.1%
|
|
| Not having enough Money to save or someone to send to | 1 |
0.1%
|
|
| Not in the community. | 1 |
0.1%
|
|
| Not interested | 2 |
0.2%
|
|
| Not interested in using it | 1 |
0.1%
|
|
| Not interested in using mobile money | 1 |
0.1%
|
|
| Not interested. | 4 |
0.3%
|
|
| Not ready | 1 |
0.1%
|
|
| Not ready join | 1 |
0.1%
|
|
| Not ready to join. | 1 |
0.1%
|
|
| Not ready to register | 1 |
0.1%
|
|
| Not registered | 2 |
0.2%
|
|
| Not registered yet | 1 |
0.1%
|
|
| Not reliable | 1 |
0.1%
|
|
| Not yet ready | 2 |
0.2%
|
|
| Not yet ready to join | 1 |
0.1%
|
|
| Not yet registered | 2 |
0.2%
|
|
| Nothing | 11 |
0.8%
|
|
| Nothing I just having registered | 1 |
0.1%
|
|
| Respondent does not have enough money to deposit | 1 |
0.1%
|
|
| Respondent does not trust mobile money | 1 |
0.1%
|
|
| Respondent doesn't have enough money to save | 1 |
0.1%
|
|
| Respondent failed to respond | 1 |
0.1%
|
|
| Respondent feels lazy to use it because depositing will require her to go into town | 1 |
0.1%
|
|
| Respondent hasn't paid it much mind | 2 |
0.2%
|
|
| Respondent hasn't taken interest | 1 |
0.1%
|
|
| Respondent is not interested | 1 |
0.1%
|
|
| Respondent is registered but isn't currently using it | 1 |
0.1%
|
|
| Respondent is waiting. to get an Airtel SIM to register | 1 |
0.1%
|
|
| Respondent just doesn't want to use mobile money | 1 |
0.1%
|
|
| Respondent just hasn't paid any mind to mobile money services | 1 |
0.1%
|
|
| Respondent just hasn't tried | 1 |
0.1%
|
|
| Respondent prefers services offered by the bank | 1 |
0.1%
|
|
| Respondent registered yesterday and is waiting for it to be activated | 1 |
0.1%
|
|
| Respondent stopped using m.m services cause she used to misuse her money | 1 |
0.1%
|
|
| Respondent will try it out in the days to come | 1 |
0.1%
|
|
| Respondent's SIM card went missing together with phone | 1 |
0.1%
|
|
| SIM card blocked | 1 |
0.1%
|
|
| SIM card needs replacement | 1 |
0.1%
|
|
| Sending you an sms telling that you won something that you did not win | 1 |
0.1%
|
|
| She doesn't have a phone | 2 |
0.2%
|
|
| She doesn't have a reason. | 1 |
0.1%
|
|
| She doesn't have enough knowledge about it | 1 |
0.1%
|
|
| She doesn't have enough money | 1 |
0.1%
|
|
| She doesn't have intrest. | 1 |
0.1%
|
|
| She doesn't like it. | 1 |
0.1%
|
|
| She doesn't need it for now. | 1 |
0.1%
|
|
| She doesn't really know how it works | 1 |
0.1%
|
|
| She has Xapit so she doesn't see the need to join mobile money | 1 |
0.1%
|
|
| She has no enough money to save | 1 |
0.1%
|
|
| She has no handset | 1 |
0.1%
|
|
| She has no interest | 1 |
0.1%
|
|
| She has no money to transact with them | 1 |
0.1%
|
|
| She has no phone | 1 |
0.1%
|
|
| Sight Challenged | 1 |
0.1%
|
|
| Source of income leaves no money to put into mobile money account | 1 |
0.1%
|
|
| Such services are new in this area and I would like to use them soon | 1 |
0.1%
|
|
| That she doesn't have money | 1 |
0.1%
|
|
| The don't have the service in the community. | 1 |
0.1%
|
|
| The facilities are not available here | 1 |
0.1%
|
|
| The need is not there | 1 |
0.1%
|
|
| The network is poor in this area. | 1 |
0.1%
|
|
| The outlet close to where I live was closed because an agent who was working on the man mobile money outlet was killed a | 1 |
0.1%
|
|
| The services are not yet inefficient. | 1 |
0.1%
|
|
| There are no such services been offered on this area | 1 |
0.1%
|
|
| There is network problem in Chikanzaya(Here where I live) | 1 |
0.1%
|
|
| There is no network where I am found. | 1 |
0.1%
|
|
| There nature of what I am doing doesn't allow me to do that | 1 |
0.1%
|
|
| There's no one to send money to of late | 1 |
0.1%
|
|
| There's no reason | 1 |
0.1%
|
|
| They can still my money | 1 |
0.1%
|
|
| U don't feel comfortable to use it. | 1 |
0.1%
|
|
| U don't have money | 1 |
0.1%
|
|
| Wants to start now since he, makes little that he can save | 1 |
0.1%
|
|
| Was not interested at first | 1 |
0.1%
|
|
| We are in the village and it's not available here | 1 |
0.1%
|
|
| We don't have mobile money providers here. | 1 |
0.1%
|
|
| Will do it some other time. | 1 |
0.1%
|
|
| Will sart later | 1 |
0.1%
|
|
| Will start if i have enough money | 1 |
0.1%
|
|
| Will start later | 1 |
0.1%
|
|
| Will use in future | 1 |
0.1%
|
|
| Will use it when I complete school | 1 |
0.1%
|
|
| Will use with the right time | 1 |
0.1%
|
|
| You don't have money to use the service | 1 |
0.1%
|
|
| You were just trying | 1 |
0.1%
|
|
| afraid i may lose my phone | 1 |
0.1%
|
|
| agents are too far from my locality | 1 |
0.1%
|
|
| already has a bank account | 1 |
0.1%
|
|
| am afraid the money might get lost | 1 |
0.1%
|
|
| am comfortable with capital account | 1 |
0.1%
|
|
| am just lazy at registering for the sam | 1 |
0.1%
|
|
| am just not interested | 1 |
0.1%
|
|
| am just used to sending through the post office | 1 |
0.1%
|
|
| am not financially okay | 1 |
0.1%
|
|
| am not interested | 2 |
0.2%
|
|
| am not interested because I will be miss using money | 1 |
0.1%
|
|
| am not ready to use it | 1 |
0.1%
|
|
| am not used to it | 1 |
0.1%
|
|
| am not very much educated about how to use it | 1 |
0.1%
|
|
| am not well informed about it | 1 |
0.1%
|
|
| am still attending school i can not afford that | 1 |
0.1%
|
|
| am still too young to use mobile money | 1 |
0.1%
|
|
| am still young | 1 |
0.1%
|
|
| am used to other money services like using the post office | 1 |
0.1%
|
|
| am very far to were the services are provided | 1 |
0.1%
|
|
| am yet to try it | 1 |
0.1%
|
|
| another | 1 |
0.1%
|
|
| be doesn't have a reason. | 1 |
0.1%
|
|
| because I don't have a phone | 1 |
0.1%
|
|
| because I don't have an account. at the bank | 1 |
0.1%
|
|
| because I have other accounts | 1 |
0.1%
|
|
| because I use another service | 1 |
0.1%
|
|
| because i don't have money to send to any person | 1 |
0.1%
|
|
| because i don't know them and it's hard to trust them | 1 |
0.1%
|
|
| because i have other ways of saving than mobile money | 1 |
0.1%
|
|
| because i prefer using my bank account | 1 |
0.1%
|
|
| because of network problems | 1 |
0.1%
|
|
| because of the place where she is where there is no network | 1 |
0.1%
|
|
| because. of school, I am busy with school | 1 |
0.1%
|
|
| been just reluctant to open one | 1 |
0.1%
|
|
| circumstances beyond control | 1 |
0.1%
|
|
| comfatable with the bank but if i have enough eanings i can have my own mobile | 1 |
0.1%
|
|
| decided. to stop | 1 |
0.1%
|
|
| did not have a phone | 1 |
0.1%
|
|
| do not have interest on mobile money | 1 |
0.1%
|
|
| do not have money | 2 |
0.2%
|
|
| do not have the money to use it for | 1 |
0.1%
|
|
| do not own a phone. | 1 |
0.1%
|
|
| does bot have anyone to send money to or received from. | 1 |
0.1%
|
|
| does not exactly what it is | 1 |
0.1%
|
|
| does not feel safe using mobile money | 1 |
0.1%
|
|
| does not have a mobile phone | 1 |
0.1%
|
|
| does not have an account with them and money to put in that account because their close when you Don,t put any money | 1 |
0.1%
|
|
| does not have enough information about it | 1 |
0.1%
|
|
| does not have money to save | 1 |
0.1%
|
|
| does not have the money to use for the same | 1 |
0.1%
|
|
| does not just want | 1 |
0.1%
|
|
| does not know how it operates | 1 |
0.1%
|
|
| does not really understand what it is and havent put in much interest to learn more | 1 |
0.1%
|
|
| does not trust the sytem | 1 |
0.1%
|
|
| doesn't have a recipient to send to | 1 |
0.1%
|
|
| doesn't have an account | 1 |
0.1%
|
|
| doesn't have an nrc | 1 |
0.1%
|
|
| doesn't have enough money | 1 |
0.1%
|
|
| doesn't have money | 1 |
0.1%
|
|
| doesn't have stable income | 1 |
0.1%
|
|
| doesn't see the need | 1 |
0.1%
|
|
| doesn't trust them | 1 |
0.1%
|
|
| don't feel like | 1 |
0.1%
|
|
| don't have a mobile p | 1 |
0.1%
|
|
| don't have a mobile phone | 1 |
0.1%
|
|
| don't have a phone | 6 |
0.5%
|
|
| don't have a working mobile phone at the moment | 1 |
0.1%
|
|
| don't have an account | 1 |
0.1%
|
|
| don't have anyone to send me money | 1 |
0.1%
|
|
| don't have anyone to send money to me | 1 |
0.1%
|
|
| don't have enough information on how to use it | 1 |
0.1%
|
|
| don't have enough money | 11 |
0.8%
|
|
| don't have enough money to engage myself in such | 1 |
0.1%
|
|
| don't have enough money to register | 1 |
0.1%
|
|
| don't have enough money to save | 4 |
0.3%
|
|
| don't have enough money to save also on mobile money | 1 |
0.1%
|
|
| don't have enough savings. | 1 |
0.1%
|
|
| don't have enough. money | 1 |
0.1%
|
|
| don't have funds to meet mobile money requirements | 1 |
0.1%
|
|
| don't have interest | 3 |
0.2%
|
|
| don't have money | 19 |
1.5%
|
|
| don't have money for it | 1 |
0.1%
|
|
| don't have money for me to use it | 1 |
0.1%
|
|
| don't have money to maintain | 1 |
0.1%
|
|
| don't have money to put in the account | 1 |
0.1%
|
|
| don't have money to put there | 1 |
0.1%
|
|
| don't have money to register | 1 |
0.1%
|
|
| don't have money to save | 6 |
0.5%
|
|
| don't have money to save with mobile money. | 1 |
0.1%
|
|
| don't have money to send | 1 |
0.1%
|
|
| don't have money to send or receive | 1 |
0.1%
|
|
| don't have money to send or save using mobile money | 1 |
0.1%
|
|
| don't have money to use | 3 |
0.2%
|
|
| don't have money to use for mobile money. | 1 |
0.1%
|
|
| don't have money to use it | 1 |
0.1%
|
|
| don't have money to use it for | 1 |
0.1%
|
|
| don't have more information about it | 1 |
0.1%
|
|
| don't have most of the requirements I can get from it.. | 1 |
0.1%
|
|
| don't have much income to save with mobile money service. | 1 |
0.1%
|
|
| don't have much income to save with mobile money. | 1 |
0.1%
|
|
| don't have much information | 1 |
0.1%
|
|
| don't have much money to start using it | 1 |
0.1%
|
|
| don't have phone | 1 |
0.1%
|
|
| don't have stable income | 1 |
0.1%
|
|
| don't have sufficient credit to use . | 1 |
0.1%
|
|
| don't have sufficient money to transact the mobile money | 1 |
0.1%
|
|
| don't have sufficient money to use mobile money | 1 |
0.1%
|
|
| don't have the income to put in there | 1 |
0.1%
|
|
| don't have time | 1 |
0.1%
|
|
| don't have time to open it | 1 |
0.1%
|
|
| don't have use for it at the moment | 1 |
0.1%
|
|
| don't it know it well | 1 |
0.1%
|
|
| don't know | 8 |
0.6%
|
|
| don't know how it works | 2 |
0.2%
|
|
| don't know how to register | 1 |
0.1%
|
|
| don't know how to use | 1 |
0.1%
|
|
| don't know it | 2 |
0.2%
|
|
| don't know it. | 2 |
0.2%
|
|
| don't like using mobile money | 1 |
0.1%
|
|
| don't no how it works | 1 |
0.1%
|
|
| don't no how the work | 1 |
0.1%
|
|
| don't pay much attention to it | 1 |
0.1%
|
|
| don't send or receive money using mobile money. | 1 |
0.1%
|
|
| don't they don't have anyone to send them money | 1 |
0.1%
|
|
| don't trust it | 1 |
0.1%
|
|
| don't trust the phone and the service | 1 |
0.1%
|
|
| don't trust them | 3 |
0.2%
|
|
| don't want | 1 |
0.1%
|
|
| don't want to | 4 |
0.3%
|
|
| don't want to use mobile money | 2 |
0.2%
|
|
| don't. have enough money | 1 |
0.1%
|
|
| don't. have money. | 1 |
0.1%
|
|
| don't. remember the mobile money pin | 1 |
0.1%
|
|
| dont have a mobile phone | 1 |
0.1%
|
|
| dont have a phone | 3 |
0.2%
|
|
| dont have money to save in the mobile account | 1 |
0.1%
|
|
| dont have money,phone and dont know how to use it | 1 |
0.1%
|
|
| dont pay any attention to it | 1 |
0.1%
|
|
| dont trust them | 1 |
0.1%
|
|
| dont want to use mobile money | 1 |
0.1%
|
|
| fear that money can get lost | 1 |
0.1%
|
|
| feel lazy to register with mobile money | 1 |
0.1%
|
|
| feel lazy to use mobile money | 1 |
0.1%
|
|
| feels Sesheke is in a Bush and has network problems | 1 |
0.1%
|
|
| feels insecure | 1 |
0.1%
|
|
| financial constraints | 1 |
0.1%
|
|
| financial indiscipline. it's like having money in my pocket | 1 |
0.1%
|
|
| had no interest as I use the bank | 1 |
0.1%
|
|
| has no enough money | 1 |
0.1%
|
|
| has no phone | 1 |
0.1%
|
|
| has not thought about it | 1 |
0.1%
|
|
| hasn't taken keen intetest | 1 |
0.1%
|
|
| have already an account. | 1 |
0.1%
|
|
| have chosen to use it some other time later | 1 |
0.1%
|
|
| have know money. | 1 |
0.1%
|
|
| have never thought about it | 1 |
0.1%
|
|
| have no idea | 1 |
0.1%
|
|
| have no income to use | 1 |
0.1%
|
|
| have no income to use it | 1 |
0.1%
|
|
| have no interest | 3 |
0.2%
|
|
| have no money | 1 |
0.1%
|
|
| have no money to deposit | 1 |
0.1%
|
|
| have no money to use mobile money | 1 |
0.1%
|
|
| have not money | 1 |
0.1%
|
|
| have one to send money to | 1 |
0.1%
|
|
| haven't had a chance to register | 1 |
0.1%
|
|
| haven't studied it very well | 1 |
0.1%
|
|
| haven't yet sent money to anyone. will probably use it when I have a phone in future. | 1 |
0.1%
|
|
| he doesn't have interest | 1 |
0.1%
|
|
| he doesn't have money | 1 |
0.1%
|
|
| he don't have money to send | 1 |
0.1%
|
|
| he say network failures and mostly when u lose a phone | 1 |
0.1%
|
|
| he thinks its difficult to use | 1 |
0.1%
|
|
| he use bank | 1 |
0.1%
|
|
| i Have a bank account | 1 |
0.1%
|
|
| i am yet to start using it. i just registered | 1 |
0.1%
|
|
| i can use it if i usually have a stable income | 1 |
0.1%
|
|
| i did not have enough money | 1 |
0.1%
|
|
| i didn't have a phone | 1 |
0.1%
|
|
| i do not need it as at now | 1 |
0.1%
|
|
| i do not use mobile money because there is nobody to send money to | 1 |
0.1%
|
|
| i don't have a phone | 1 |
0.1%
|
|
| i don't have a zamtel SIM | 1 |
0.1%
|
|
| i don't have enough money to save | 1 |
0.1%
|
|
| i don't have enough time to register | 1 |
0.1%
|
|
| i don't have enough to save | 1 |
0.1%
|
|
| i don't have interest | 3 |
0.2%
|
|
| i don't have money that i can send or even receive | 1 |
0.1%
|
|
| i don't have money to deposit | 1 |
0.1%
|
|
| i don't have money to justify it | 1 |
0.1%
|
|
| i don't have the interest | 1 |
0.1%
|
|
| i don't know how to use it. | 1 |
0.1%
|
|
| i don't know the importance of it yet | 1 |
0.1%
|
|
| i don't know why am not registered | 1 |
0.1%
|
|
| i don't like it | 1 |
0.1%
|
|
| i don't no what to do | 1 |
0.1%
|
|
| i dont have a phone | 1 |
0.1%
|
|
| i dont have cash | 1 |
0.1%
|
|
| i dont have enough money | 3 |
0.2%
|
|
| i dont have interest in using it | 1 |
0.1%
|
|
| i dont have money | 4 |
0.3%
|
|
| i dont have money at the moment | 2 |
0.2%
|
|
| i dont have money to save | 2 |
0.2%
|
|
| i dont have money to save on it | 1 |
0.1%
|
|
| i dont have money to save with mobile money | 1 |
0.1%
|
|
| i dont have money to send | 2 |
0.2%
|
|
| i dont have much information | 1 |
0.1%
|
|
| i dont have that money to put in the mobile money account | 1 |
0.1%
|
|
| i dont know how it works | 1 |
0.1%
|
|
| i dont send or receive money often | 1 |
0.1%
|
|
| i dont trust it | 1 |
0.1%
|
|
| i dont use because i can be using my savings easily | 1 |
0.1%
|
|
| i dont want | 1 |
0.1%
|
|
| i dont want to | 1 |
0.1%
|
|
| i dont. have. enough time to get. familiar | 1 |
0.1%
|
|
| i have been ignorant | 1 |
0.1%
|
|
| i have never had interest in the mobile money arrangements | 1 |
0.1%
|
|
| i have never had time to get much information regarding mobile money | 1 |
0.1%
|
|
| i have never just tried it | 1 |
0.1%
|
|
| i have never tried it | 1 |
0.1%
|
|
| i have no account | 1 |
0.1%
|
|
| i have no interest | 2 |
0.2%
|
|
| i have no interest in using mobile money | 1 |
0.1%
|
|
| i have no reason | 1 |
0.1%
|
|
| i have not opened account yet | 1 |
0.1%
|
|
| i have not registered yet | 1 |
0.1%
|
|
| i have not yet started working | 1 |
0.1%
|
|
| i just dont want | 1 |
0.1%
|
|
| i just dont want to | 1 |
0.1%
|
|
| i lost my Sim Card | 1 |
0.1%
|
|
| i need someone to explain for me | 1 |
0.1%
|
|
| i never took it so serious | 1 |
0.1%
|
|
| i travel alot and to some other areas that i visit there is no such a service | 1 |
0.1%
|
|
| i tried to register but nothing happened, they haven't responded yet | 1 |
0.1%
|
|
| i use othservices like zapit | 1 |
0.1%
|
|
| i'm comfortable with other service's I use | 1 |
0.1%
|
|
| iam suppose to use it now. | 1 |
0.1%
|
|
| iam used with a bank | 1 |
0.1%
|
|
| ignorance | 1 |
0.1%
|
|
| in his condition he says he can't. he is physically challenged and cannot see | 1 |
0.1%
|
|
| insufficient. funds | 1 |
0.1%
|
|
| interest. | 1 |
0.1%
|
|
| it does not provide proper documentation | 1 |
0.1%
|
|
| it has never crossed my mind to register | 1 |
0.1%
|
|
| it is not lirayebo | 1 |
0.1%
|
|
| it is too far | 1 |
0.1%
|
|
| it should skip | 1 |
0.1%
|
|
| it was just a one time thing when the brother sent him money | 1 |
0.1%
|
|
| it was making me abuse my money | 1 |
0.1%
|
|
| it's far from here | 1 |
0.1%
|
|
| it's for educated people | 1 |
0.1%
|
|
| it's for young ones | 1 |
0.1%
|
|
| it's not efficient | 1 |
0.1%
|
|
| it's not efficient in terms of the network | 1 |
0.1%
|
|
| it's not every time will have money. to use mobile | 1 |
0.1%
|
|
| it's not good | 1 |
0.1%
|
|
| it's not safe | 1 |
0.1%
|
|
| it's only for those who have more money | 1 |
0.1%
|
|
| it's risk | 1 |
0.1%
|
|
| it's very far | 1 |
0.1%
|
|
| its difficult to get the details in my home village when one loses their phone | 1 |
0.1%
|
|
| just Dont want to use it | 1 |
0.1%
|
|
| just doesn't want | 1 |
0.1%
|
|
| just don't want | 2 |
0.2%
|
|
| just don't want to use it | 1 |
0.1%
|
|
| just don't want to use mobile. money | 1 |
0.1%
|
|
| just dont want to use | 1 |
0.1%
|
|
| just have not yet registered no other reason | 1 |
0.1%
|
|
| just not | 2 |
0.2%
|
|
| just stopped | 1 |
0.1%
|
|
| just use zooms agents to send money | 1 |
0.1%
|
|
| just used with post office | 1 |
0.1%
|
|
| just want to | 1 |
0.1%
|
|
| know reason | 18 |
1.4%
|
|
| know reasons | 5 |
0.4%
|
|
| l Don,t have money that l can take mobile money | 1 |
0.1%
|
|
| l Don,t send money as now | 1 |
0.1%
|
|
| l don't work. | 1 |
0.1%
|
|
| l have a bank account | 4 |
0.3%
|
|
| l use the bank | 1 |
0.1%
|
|
| lack of money | 1 |
0.1%
|
|
| lack. of money | 1 |
0.1%
|
|
| laziness | 1 |
0.1%
|
|
| less knowledgeable | 1 |
0.1%
|
|
| long queues | 1 |
0.1%
|
|
| losing money | 1 |
0.1%
|
|
| lost SIM card | 1 |
0.1%
|
|
| lost confidence with some providers | 1 |
0.1%
|
|
| lost my SIM card and the replacement process is very complicated | 1 |
0.1%
|
|
| lost my phone | 1 |
0.1%
|
|
| lost my pin | 1 |
0.1%
|
|
| lost phone | 1 |
0.1%
|
|
| lost pin number | 1 |
0.1%
|
|
| lost tegistered simcarf | 1 |
0.1%
|
|
| lost the SIM card | 1 |
0.1%
|
|
| lost the registered SIM card | 1 |
0.1%
|
|
| luck of interest | 1 |
0.1%
|
|
| many people are crafty | 1 |
0.1%
|
|
| medical condition eye sight can't see clearly wouldn't want to be cheated | 1 |
0.1%
|
|
| mobile agents are very far from were we are | 1 |
0.1%
|
|
| mobile money provider's are very far from my village | 1 |
0.1%
|
|
| money is little | 1 |
0.1%
|
|
| money isnt enough | 1 |
0.1%
|
|
| most of the time when i try to use it there is no network | 1 |
0.1%
|
|
| mostly use my bank account | 1 |
0.1%
|
|
| my SIM got lost so I haven't yet registered on this new SIM am using. | 1 |
0.1%
|
|
| my age I don't think it's worth it | 1 |
0.1%
|
|
| my phone is new | 1 |
0.1%
|
|
| my phone is not functional | 1 |
0.1%
|
|
| my phone is not working | 1 |
0.1%
|
|
| my phone is not working properly once it starts working I 'll start using mobile money | 1 |
0.1%
|
|
| network failure | 1 |
0.1%
|
|
| network is very bad | 1 |
0.1%
|
|
| never had the opportunity | 1 |
0.1%
|
|
| never tried | 1 |
0.1%
|
|
| no access to it | 1 |
0.1%
|
|
| no agents near by. | 1 |
0.1%
|
|
| no enough money | 2 |
0.2%
|
|
| no enough money to save | 1 |
0.1%
|
|
| no enough money. to use mobile money | 1 |
0.1%
|
|
| no idea | 1 |
0.1%
|
|
| no interest | 19 |
1.5%
|
|
| no interest in it | 1 |
0.1%
|
|
| no interestc | 1 |
0.1%
|
|
| no money | 4 |
0.3%
|
|
| no money in her account | 1 |
0.1%
|
|
| no money is there to save | 1 |
0.1%
|
|
| no money to put | 1 |
0.1%
|
|
| no money to put in | 1 |
0.1%
|
|
| no money to save | 8 |
0.6%
|
|
| no money to send | 3 |
0.2%
|
|
| no money to send or receive | 1 |
0.1%
|
|
| no money to send, no one to send to | 1 |
0.1%
|
|
| no money to send/ save. | 1 |
0.1%
|
|
| no money to use it for | 2 |
0.2%
|
|
| no money to use it for. | 1 |
0.1%
|
|
| no money to use mobile money services | 1 |
0.1%
|
|
| no need, I'm old | 1 |
0.1%
|
|
| no network | 1 |
0.1%
|
|
| no network coverage | 1 |
0.1%
|
|
| no network in our area | 1 |
0.1%
|
|
| no one can send money to me | 1 |
0.1%
|
|
| no one sends money for him | 1 |
0.1%
|
|
| no one to send me money | 1 |
0.1%
|
|
| no one to send money to | 1 |
0.1%
|
|
| no one to send to currently | 1 |
0.1%
|
|
| no one use mobile money in our family | 1 |
0.1%
|
|
| no opportunity yet | 1 |
0.1%
|
|
| no particular reason | 2 |
0.2%
|
|
| no particular reason have used other means | 1 |
0.1%
|
|
| no people send money to | 1 |
0.1%
|
|
| no reason | 40 |
3.1%
|
|
| no reason I just. haven't used it before | 1 |
0.1%
|
|
| no reason at all | 3 |
0.2%
|
|
| no reason, I just don't want | 1 |
0.1%
|
|
| no reason, it's just a matter of time I might start using it | 1 |
0.1%
|
|
| no reason. | 1 |
0.1%
|
|
| no reason. it's just time Wil start when I wish | 1 |
0.1%
|
|
| no reasons | 2 |
0.2%
|
|
| no reson | 1 |
0.1%
|
|
| no savings at all | 1 |
0.1%
|
|
| no time | 2 |
0.2%
|
|
| no time to open an account | 1 |
0.1%
|
|
| not allowed by the the mobile providers to register | 1 |
0.1%
|
|
| not comfortable | 1 |
0.1%
|
|
| not convenient, but will start in due time | 1 |
0.1%
|
|
| not currently interested | 1 |
0.1%
|
|
| not enough income to sum aside for such | 1 |
0.1%
|
|
| not enough money to register for this | 1 |
0.1%
|
|
| not enough money to save | 2 |
0.2%
|
|
| not has been locked and respondent waits until can buy a new phone to use mobile money | 1 |
0.1%
|
|
| not having enough money | 1 |
0.1%
|
|
| not interested | 15 |
1.1%
|
|
| not intrested | 1 |
0.1%
|
|
| not now | 1 |
0.1%
|
|
| not registered | 1 |
0.1%
|
|
| not registered to use mobile money | 1 |
0.1%
|
|
| not safe | 1 |
0.1%
|
|
| not used. | 1 |
0.1%
|
|
| not yet decided | 1 |
0.1%
|
|
| not yet prepared | 1 |
0.1%
|
|
| not yet ready | 1 |
0.1%
|
|
| not yet ready to start using it | 1 |
0.1%
|
|
| nothing | 27 |
2.1%
|
|
| nothing to use at the moment | 1 |
0.1%
|
|
| nothing. | 2 |
0.2%
|
|
| only used it once because it wad an emergence. at the moment in so not need it. | 1 |
0.1%
|
|
| phone is not working | 1 |
0.1%
|
|
| planning to do so | 1 |
0.1%
|
|
| planning to do so very soon | 1 |
0.1%
|
|
| poverty | 1 |
0.1%
|
|
| registered by never used it | 1 |
0.1%
|
|
| respondent does not have any one to send and receive money from | 1 |
0.1%
|
|
| respondent does not have sufficient information about mobile money but intends to register | 1 |
0.1%
|
|
| respondent hadn't had the time to register | 1 |
0.1%
|
|
| respondent hadn't paid much attention to learn more about mobile money | 1 |
0.1%
|
|
| respondent has little information therefore no interest in the services | 1 |
0.1%
|
|
| respondent has no access to mobile money services | 1 |
0.1%
|
|
| respondent has no interest | 1 |
0.1%
|
|
| respondent has no money to save at the moment | 1 |
0.1%
|
|
| same method is been used by banks so I would rather rely on the bank | 1 |
0.1%
|
|
| satisfied with the banking services | 1 |
0.1%
|
|
| scared of cyber crime | 1 |
0.1%
|
|
| she didn't have a mobile phone | 1 |
0.1%
|
|
| she didn't need it back then coz she didn't have enough money to save. | 1 |
0.1%
|
|
| she didn't no how to use it | 1 |
0.1%
|
|
| she does have money to send through mobile money | 1 |
0.1%
|
|
| she does not kwon how it works | 1 |
0.1%
|
|
| she doesn't have a phone | 2 |
0.2%
|
|
| she doesn't have enough money | 1 |
0.1%
|
|
| she doesn't have money to use for mobile. money | 1 |
0.1%
|
|
| she doesn't have phone | 1 |
0.1%
|
|
| she doesn't want | 2 |
0.2%
|
|
| she don't mobile money. | 1 |
0.1%
|
|
| she has never used mobile money | 1 |
0.1%
|
|
| she has no money to save | 1 |
0.1%
|
|
| she is registered but don't use it and the reason is nothing | 1 |
0.1%
|
|
| she just has not taken it seriously | 1 |
0.1%
|
|
| she not payed much attention | 1 |
0.1%
|
|
| she using Mobil money | 1 |
0.1%
|
|
| simcard blocked | 1 |
0.1%
|
|
| slightly inconveniencing | 1 |
0.1%
|
|
| some other time | 1 |
0.1%
|
|
| someone does it for me | 1 |
0.1%
|
|
| sufficient funds | 1 |
0.1%
|
|
| the bank account I have is enough to do all the transactions | 1 |
0.1%
|
|
| the boma(town) is too far. from here | 1 |
0.1%
|
|
| the frist time l used mobile phone to sent money was just sent. | 1 |
0.1%
|
|
| the nature of my work can't allow | 1 |
0.1%
|
|
| the phone is damaged . | 1 |
0.1%
|
|
| the will use it in the future | 1 |
0.1%
|
|
| there are few how send useing mobile money | 1 |
0.1%
|
|
| there is no network | 1 |
0.1%
|
|
| there is no network coverage | 1 |
0.1%
|
|
| there's no one to send to her | 1 |
0.1%
|
|
| these facilities does not exist here | 1 |
0.1%
|
|
| these no mobile money in my village | 1 |
0.1%
|
|
| they are not there in my location now | 1 |
0.1%
|
|
| they don't have who's to send to | 1 |
0.1%
|
|
| they have nothing to do with it | 1 |
0.1%
|
|
| they just use mobile money | 1 |
0.1%
|
|
| they send me money through zampost zoona | 1 |
0.1%
|
|
| they steal money | 1 |
0.1%
|
|
| they. don't. how it works | 1 |
0.1%
|
|
| think the transactions are complicated | 1 |
0.1%
|
|
| thought she was underage | 1 |
0.1%
|
|
| too busy | 1 |
0.1%
|
|
| too busy with work | 1 |
0.1%
|
|
| too busy. to register | 1 |
0.1%
|
|
| too far | 1 |
0.1%
|
|
| too far to access these services | 1 |
0.1%
|
|
| too incovienece | 1 |
0.1%
|
|
| too many projects that respondent has not put much effort to know more about such services | 1 |
0.1%
|
|
| trust | 1 |
0.1%
|
|
| u don't cash | 1 |
0.1%
|
|
| unless if I had more information about it | 1 |
0.1%
|
|
| unstable financial status | 1 |
0.1%
|
|
| use other means | 1 |
0.1%
|
|
| use postofice | 1 |
0.1%
|
|
| used to zoona | 1 |
0.1%
|
|
| uses the bank | 1 |
0.1%
|
|
| uses xapit | 1 |
0.1%
|
|
| using a faulty | 1 |
0.1%
|
|
| was busy and did not have a phone | 1 |
0.1%
|
|
| was disappointed cause the money did not get to me cause of network failure. | 1 |
0.1%
|
|
| we are used to using banks | 1 |
0.1%
|
|
| we dnt have such services here because its very far | 1 |
0.1%
|
|
| we do not have it in our community | 1 |
0.1%
|
|
| we don't have agents here | 1 |
0.1%
|
|
| we don't have such services here | 1 |
0.1%
|
|
| we don't have them here. | 1 |
0.1%
|
|
| we don't. have it here | 1 |
0.1%
|
|
| we have just been taught recently by Dunavant how to use mobile money | 1 |
0.1%
|
|
| when he wants to withdraw a lot there is a situation of insufficience | 1 |
0.1%
|
|
| when we need it we will use it.. | 1 |
0.1%
|
|
| will try it in future | 1 |
0.1%
|
|
| you can only use you have a lot of money but I don't have money | 1 |
0.1%
|
|
| you do not work | 1 |
0.1%
|
|
| you need to be more sensitised | 1 |
0.1%
|
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Others
Notes
7.9.4. What is the main reason why do you not use mobile money? [Other (specify)]