FinScope 2015, Financial Inclusion
Zambia, 2015
Get Microdata
Reference ID
ZMB_2015_FSDZ_v01_M
Producer(s)
Financial Sector Deepening Zambia
Collection(s)
Created on
Oct 16, 2019
Last modified
Oct 16, 2019
Page views
29591
Downloads
1750
- Data files
- zmb-zambia-finscope-2015-v1.1-stata11
9.6. What is the main reason why you do not have a bank account/have stopped usi (Q9_6)
Data file: zmb-zambia-finscope-2015-v1.1-stata11
Overview
Valid:
6600
Invalid:
1971
Type:
Discrete
Decimal:
0
Start:
7429
End:
7430
Width:
2
Range:
1 - 14
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to jus | 4009 |
60.7%
|
| 2 | Cannot maintain the minimum balance | 840 |
12.7%
|
| 3 | Bank service charges are too high | 177 |
2.7%
|
| 4 | Banks are too far away | 339 |
5.1%
|
| 5 | Banking hours are not convenient | 13 |
0.2%
|
| 6 | Does not have the documentation required | 121 |
1.8%
|
| 7 | Does not know how to open a bank account | 176 |
2.7%
|
| 8 | Does not understand benefits of having a bank account | 147 |
2.2%
|
| 9 | Does not trust banks | 36 |
0.5%
|
| 10 | Banks do not provide the products or services I need | 7 |
0.1%
|
| 11 | Can get the same services elsewhere in the community | 13 |
0.2%
|
| 12 | Need permission of someone else to open it | 20 |
0.3%
|
| 13 | Feel intimidated by the bank environment/Does not feel comfo | 24 |
0.4%
|
| 14 | Other, specify | 678 |
10.3%
|
| Sysmiss | 1971 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Others
Notes
9.6. What is the main reason why you do not have a bank account/have stopped using a bank account?