FinScope 2015, Financial Inclusion
Zambia, 2015
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Reference ID
ZMB_2015_FSDZ_v01_M
Producer(s)
Financial Sector Deepening Zambia
Collection(s)
Created on
Oct 16, 2019
Last modified
Oct 16, 2019
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- zmb-zambia-finscope-2015-v1.1-stata11
9.10. What is the main reason why you do not use a microfinance institution like (Q9_10)
Data file: zmb-zambia-finscope-2015-v1.1-stata11
Overview
Valid:
8401
Invalid:
170
Type:
Discrete
Decimal:
0
Start:
7664
End:
7665
Width:
2
Range:
1 - 17
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Does not need it - Insufficient or no money coming it to jus | 2183 |
26%
|
| 2 | Cannot maintain the minimum balance | 501 |
6%
|
| 3 | MFI service charges are too high | 323 |
3.8%
|
| 4 | MFIs are too far away | 586 |
7%
|
| 5 | MFI hours are not convenient | 17 |
0.2%
|
| 6 | Does not have the documentation required | 196 |
2.3%
|
| 7 | Does not know how to open an account at an MFI | 416 |
5%
|
| 8 | Does not understand benefits of having a account | 460 |
5.5%
|
| 9 | Does not trust banks | 145 |
1.7%
|
| 10 | MFIs do not provide the products or services I need | 38 |
0.5%
|
| 11 | Can get the same services elsewhere in the community | 72 |
0.9%
|
| 12 | Need permission of someone else to open it | 28 |
0.3%
|
| 13 | Feel intimidated by the MFI environment/Does not feel comfor | 74 |
0.9%
|
| 14 | Other, specify | 1266 |
15.1%
|
| 15 | Fear not being able to pay back loans | 97 |
1.2%
|
| 16 | Does not meet collateral requirements | 11 |
0.1%
|
| 17 | dont know them | 1988 |
23.7%
|
| Sysmiss | 170 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Others
Notes
9.10. What is the main reason why you do not use a microfinance institution like Finca or Pride?