FinScope 2015, Financial Inclusion

Zambia, 2015

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Reference ID

ZMB_2015_FSDZ_v01_M

Producer(s)

Financial Sector Deepening Zambia

Collection(s)

DataFirst , University of Cape Town, South Africa

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DDI/XML JSON

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Oct 16, 2019

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Oct 16, 2019

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9.18. What is the main reason why you do not use a microlender like Blue or Bayp (Q9_18)

Data file: zmb-zambia-finscope-2015-v1.1-stata11

Overview

Valid: 8382

Invalid: 189

Type: Discrete

Decimal: 0

Start: 8167

End: 8168

Width: 2

Range: 1 - 12

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
1	Does not need it - Insufficient or no money coming it to jus	2320	27.7%
2	Cannot maintain the minimum balance	526	6.3%
3	Microlender service charges are too high	321	3.8%
4	Microlenders are too far away	424	5.1%
5	Microlender hours are not convenient	12	0.1%
6	Does not have the documentation required	274	3.3%
7	Does not trust microlenders	228	2.7%
8	Microlenders do not provide the products or services I need	54	0.6%
9	Can get the same services elsewhere in the community	87	1%
10	Need permission of someone else to open it	44	0.5%
11	Feel intimidated by microlenders/Does not feel comfortable d	87	1%
12	Other, specify	4005	47.8%
Sysmiss		189

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Others

Notes

9.18. What is the main reason why you do not use a microlender like Blue or Bayport?

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