FinScope 2009, Financial Inclusion

Zambia, 2009

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Reference ID

ZMB_2009_FSDZ_v01_M

Producer(s)

Finmark Trust

Collection(s)

DataFirst , University of Cape Town, South Africa

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Oct 16, 2019

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Oct 16, 2019

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S8Q6A.1: What was the reason for refusing you loan? (S8Q6A_1)

Data file: Zambia Finscope 2009 v1.0 Stata11

Overview

Valid: 149

Invalid: 3851

Type: Discrete

Decimal: 0

Start: 1580

End: 1581

Width: 2

Range: -9 - 12

Format: Numeric

Questions and instructions

Categories

Value	Category	Cases
-9	Missing Data	4	2.7%
1	I did not have a down payment	9	6%
2	I did not have a bank account	8	5.4%
3	I did not have a credit history/references	5	3.4%
4	I do not have an identity document	0	0%
5	I do not have proof of a permanent address	2	1.3%
6	I don't have a pay slip	12	8.1%
7	My income is too low	42	28.2%
8	I do not have formal employment	15	10.1%
9	I have too many other debts	3	2%
10	Cannot provide security/collateral	12	8.1%
11	Don't know	26	17.4%
12	Other specify	11	7.4%
Sysmiss		3851

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

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