Value | Category | Cases | |
---|---|---|---|
1 | No account held with the bank | 0 |
0%
|
2 | No credible references | 0 |
0%
|
3 | No identity document | 0 |
0%
|
4 | No permanent address | 0 |
0%
|
5 | No pay slip | 0 |
0%
|
6 | Income too low | 1 |
4.5%
|
7 | Do not have formal employment | 5 |
22.7%
|
8 | Have too many other debts | 3 |
13.6%
|
9 | Cannot provide collateral | 13 |
59.1%
|
10 | Bank branch was closed | 0 |
0%
|
11 | Because of current government scheme | 0 |
0%
|
12 | Corrupted loan officers | 0 |
0%
|
13 | Application deadline was over | 0 |
0%
|
14 | Delay | 0 |
0%
|
15 | I did not look serious | 0 |
0%
|
16 | It was not the right time | 0 |
0%
|
17 | Favoritism | 0 |
0%
|
18 | Loan provider had problems / had no money | 0 |
0%
|
19 | I did not qualify | 0 |
0%
|
95 | Others | 0 |
0%
|
98 | Don't know / No reason | 0 |
0%
|
99 | Not specified | 0 |
0%
|
Sysmiss | 3976 |
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