FinScope 2005, Financial Inclusion
Zambia, 2005
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Reference ID
ZMB_2005_FSDZ_v01_M
Producer(s)
Finmark Trust
Collection(s)
Created on
Oct 17, 2019
Last modified
Oct 17, 2019
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22593
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- Data files
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Zambia Finscope
2005 v1.0
Stata11
Factors when opening an account - 1 (Q4_1)
Data file: Zambia Finscope 2005 v1.0 Stata11
Overview
Valid:
3965
Invalid:
33
Type:
Discrete
Decimal:
0
Start:
127
End:
128
Width:
2
Range:
1 - 99
Format:
Numeric
Questions and instructions
Categories
| Value | Category | Cases | |
|---|---|---|---|
| 1 | Bank Charges / Service Fees | 1068 |
26.9%
|
| 2 | Interest rates | 951 |
24%
|
| 3 | Minimum balance amount | 599 |
15.1%
|
| 4 | Personal information required to open account | 130 |
3.3%
|
| 5 | Accessibility to loans | 32 |
0.8%
|
| 6 | Flexibility in transactions | 63 |
1.6%
|
| 7 | Technology available | 5 |
0.1%
|
| 8 | Opening time | 4 |
0.1%
|
| 9 | Location of branch / bank | 133 |
3.4%
|
| 10 | ATM / Cashpoint close to where I live | 4 |
0.1%
|
| 11 | ATM / Cashpoint close to my workplace | 0 |
0%
|
| 12 | Local Zambian bank | 14 |
0.4%
|
| 13 | Foreign / international bank | 2 |
0.1%
|
| 14 | Personal services | 53 |
1.3%
|
| 15 | Attitude of staff | 14 |
0.4%
|
| 18 | Accessibility to money when one needs it | 3 |
0.1%
|
| 19 | Appearance of the bank | 1 |
0%
|
| 20 | Reliability / trustworthiness / stability / credibility of t | 12 |
0.3%
|
| 21 | Reputation of the bank | 0 |
0%
|
| 22 | Bank conditions / procedures | 2 |
0.1%
|
| 24 | Customer profile of the bank | 0 |
0%
|
| 25 | Availability of credit facilities | 0 |
0%
|
| 26 | Quality / efficiency / rapidity of service | 1 |
0%
|
| 27 | Availability of balance statement | 3 |
0.1%
|
| 28 | Financial security | 20 |
0.5%
|
| 29 | Possibility of having foreign account | 0 |
0%
|
| 30 | Familiarity with the bank | 1 |
0%
|
| 31 | Must have a personal contact in the bank | 0 |
0%
|
| 32 | Period of time the bank has been in operation | 0 |
0%
|
| 33 | Assistance in banking transactions | 3 |
0.1%
|
| 34 | Recommendation by other people | 5 |
0.1%
|
| 35 | Investment opportunity | 1 |
0%
|
| 36 | Variety of products offered | 1 |
0%
|
| 37 | Amount of taxes | 0 |
0%
|
| 95 | Others | 2 |
0.1%
|
| 98 | Do not know | 838 |
21.1%
|
| 99 | Not specified | 0 |
0%
|
| Sysmiss | 33 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.