Enterprise Survey Follow-up on COVID-19 2020, Round 2

Zambia, 2020 - 2021

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Reference ID

ZMB_2020_ES-COVID19-R2_v01_M

DOI

https://doi.org/10.48529/5p8n-fp09

Producer(s)

World Bank Group

Collection(s)

Enterprise Surveys

Metadata

Documentation in PDF DDI/XML JSON

Created on

Nov 17, 2021

Last modified

Nov 17, 2021

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1226

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Main reason the establishment did not apply for any line of credit or loan (COV2k17)

Data file: Zambia-Round-2-COVID-follow-up-2021-full-data.dta

Overview

Valid: 411

Invalid: 190

Minimum: -9

Maximum: 7

Type: Discrete

Decimal: 0

Start: 316

End: 318

Width: 3

Range: -9 - 7

Format: Numeric

Questions and instructions

Literal question

What was the main reason why this establishment did not apply for any line of credit or loan?

Categories

Value	Category	Cases
-99	Don't know	0	0%
-9	Don't know (spontaneous)	2	0.5%
1	No need for a loan - establishment had sufficient capital	148	36%
2	Application procedures were complex	32	7.8%
3	Interest rates were not favorable	136	33.1%
4	Collateral requirements were too high	45	10.9%
5	Size of loan and maturity were insufficient	3	0.7%
6	Did not think it would be approved	17	4.1%
7	Other	28	6.8%
Sysmiss		190

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Question post text

- No need for a loan - establishment had sufficient capital, GO TO F.1
- Application procedures were complex, GO TO F.1
- Interest rate was too high, GO TO F.1
- Collateral requirements were too high, GO TO F.1
- Size of loan and maturity were insufficient, GO TO F.1
- Did not think it would be approved, GO TO F.1
- Other, GO TO F.1
- DON’T KNOW (SPONTANEOUS), GO TO F.1

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