Value | Category | Cases | |
---|---|---|---|
1 | Have sufficient internal liquidity | 123 |
62.1%
|
2 | Have other sources than can provide my financing needs | 28 |
14.1%
|
3 | Do not believe in interest based borrowing | 3 |
1.5%
|
4 | Application procedures for bank loans are too burdensome | 9 |
4.5%
|
5 | Collateral requirements of bank loans are too strict | 6 |
3%
|
6 | Interest rates are too high | 16 |
8.1%
|
7 | It is necessary to have contacts or give informal payments t | 0 |
0%
|
8 | Did not think that it would be approved | 1 |
0.5%
|
9 | Bank requires mortgage | 2 |
1%
|
10 | Have overdraft facilities | 1 |
0.5%
|
11 | Don`t want to be under liquidity squeeze pressure | 1 |
0.5%
|
12 | (Recode 9) | 0 |
0%
|
13 | (Recode 6) | 0 |
0%
|
14 | (Recode 17) | 0 |
0%
|
15 | Lack of investment | 1 |
0.5%
|
16 | Business environment not encouraging | 2 |
1%
|
17 | No stability in the country | 5 |
2.5%
|
95 | Refused | 0 |
0%
|
97 | Do not know | 0 |
0%
|
999 | N/A | 0 |
0%
|
Sysmiss | 156 |
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