| Value | Category |
|---|---|
| 1 | Because the merchant(s) only accepts cash |
| 2 | Because it's more expensive to pay using a card or phone |
| 3 | Because you don't trust payments using a card or phone |
| 4 | Because you're used to paying by cash |
| 5 | Some other reason |
| 6 | Don't know |
| 7 | Refused |
| Sysmiss |
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