Financial inclusion opportunities for micro health insurance in Nepal

Type Journal Article - SSRN eLibrary
Title Financial inclusion opportunities for micro health insurance in Nepal
Author(s)
Publication (Day/Month/Year) 2010
URL http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1548870#
Abstract
This report is based on information collected in two districts of Nepal (Banke and Dhading) in early 2009 and concerns the launch of community-based micro health insurance units for members of Nirdhan and DEPROSC, two grassroots microfinance NGOs. The study entailed a household survey of 2,008 households, 40 focus group discussions (with potential beneficiaries), in addition to 51 key informant interviews with healthcare providers. The purpose of the study was to collect the data needed for designing and pricing an insurance plan. These data covered the socioeconomic status of the target population, incidence of illness and health-seeking behavior, cost of healthcare, and willingness to pay for health insurance.

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