survey_idno,sid,file_id,vid,name,labl,var_intrvl,var_dcml,var_wgt,var_start_pos,var_end_pos,var_width,var_imputation,var_security,var_respunit,var_qstn_preqtxt,var_qstn_qstnlit,var_qstn_postqtxt,var_qstn_ivuinstr,var_universe,var_sumstat,var_txt,var_catgry,var_codinstr,var_concept,var_format,var_notes FRA_2011_FINDEX_v02_M,1168,F2,V54,q3b,"Has a credit card",discrete,0,V44,,,,,,,,"A credit card is like a debit card, but the money is not taken from your account right away. You get credit to make payments or buy things, and you can pay the balance off later. Do you have a credit card?",,,,"[{""value"":""1001"",""type"":""vald"",""wgtd"":null},{""value"":""0"",""type"":""invd"",""wgtd"":null},{""value"":""1"",""type"":""min"",""wgtd"":null},{""value"":""4"",""type"":""max"",""wgtd"":null}]",,"[{""value"":""1"",""labl"":""yes"",""is_missing"":null,""stats"":[{""value"":""424"",""type"":""freq"",""wgtd"":null}]},{""value"":""2"",""labl"":""no"",""is_missing"":null,""stats"":[{""value"":""567"",""type"":""freq"",""wgtd"":null}]},{""value"":""3"",""labl"":""(dk)"",""is_missing"":null,""stats"":[{""value"":""1"",""type"":""freq"",""wgtd"":null}]},{""value"":""4"",""labl"":""(ref)"",""is_missing"":null,""stats"":[{""value"":""9"",""type"":""freq"",""wgtd"":null}]}]",,[],"{""type"":""numeric"",""schema"":""other"",""category"":null,""name"":null}",