survey_idno,sid,file_id,vid,name,labl,var_intrvl,var_dcml,var_wgt,var_start_pos,var_end_pos,var_width,var_imputation,var_security,var_respunit,var_qstn_preqtxt,var_qstn_qstnlit,var_qstn_postqtxt,var_qstn_ivuinstr,var_universe,var_sumstat,var_txt,var_catgry,var_codinstr,var_concept,var_format,var_notes ZWE_2016_MS_v01_M,2831,F2,V496,k7,"At This Time, Does This Establishment Have An Overdraft Facility?",discrete,0,,,,,,,,,"At this time, does this establishment have an overdraft facility?",,"An overdraft facility is a flexible account that allows firms to draw upon in the event their account balance becomes negative. The firm will incur fees or are subject to interest payments if they exercise this option.",,"[{""value"":""360"",""type"":""vald"",""wgtd"":null},{""value"":""0"",""type"":""invd"",""wgtd"":null}]",,"[{""value"":""-9"",""labl"":""Don't know (spontaneous)"",""is_missing"":null,""stats"":[{""value"":""4"",""type"":""freq"",""wgtd"":null}]},{""value"":""1"",""labl"":""Yes"",""is_missing"":null,""stats"":[{""value"":""31"",""type"":""freq"",""wgtd"":null}]},{""value"":""2"",""labl"":""No"",""is_missing"":null,""stats"":[{""value"":""325"",""type"":""freq"",""wgtd"":null}]}]",,[],"{""type"":""numeric"",""schema"":""other"",""category"":null,""name"":null}",