Enterprise Survey 2012

Russian Federation, 2011 - 2012

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Reference ID

RUS_2012_ES_v01_M_WB

DOI

https://doi.org/10.48529/qctz-wj62

Producer(s)

World Bank, European Bank for Reconstruction and Development

Collection(s)

Enterprise Surveys

Metadata

DDI/XML JSON

Created on

Dec 05, 2012

Last modified

Sep 26, 2013

Page views

59509

Downloads

13994

Line of credit or a loan from a financial institution? (k8)

Data file: Russia-2012-full data

Overview

Valid: 4220

Invalid: 0

Type: Discrete

Decimal: 0

Start: 2445

End: 2458

Width: 14

Range: -9 - 2

Format: Numeric

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category	Cases
-9	Don't know	38	0.9%
-8	Refusal	0	0%
-7	Does not apply	0	0%
1	Yes	1047	24.8%
2	No	3135	74.3%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).

Question post text

If answer is No or Don't Know then GO TO QUESTION K.16

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