Enterprise Survey 2007-2013, Panel Data

Zambia, 2007 - 2013

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Reference ID

ZMB_2007_ES-P_v02_M

DOI

https://doi.org/10.48529/b51x-z117

Producer(s)

World Bank

Collection(s)

Enterprise Surveys

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

May 27, 2014

Last modified

Jan 13, 2016

Page views

51552

Downloads

6573

Establishment has A Line Of Credit Or Loan From A Financial Institution? (k8)

Data file: Zambia_2007_2013_Panel

Overview

Valid: 720

Invalid: 484

Type: Discrete

Decimal: 0

Start: 846

End: 847

Width: 2

Range: -9 - 2

Format: Numeric

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category	Cases
-9	DK	10	1.4%
1	Yes	102	14.2%
2	No	608	84.4%
Sysmiss		484

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).

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