Enterprise Survey 2014

India, 2013 - 2014

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Reference ID

IND_2014_ES_v01_M

DOI

https://doi.org/10.48529/kqgv-2v89

Producer(s)

World Bank

Collection(s)

Enterprise Surveys

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

Feb 12, 2015

Last modified

Oct 08, 2015

Page views

84507

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29293

Establishment has A Line Of Credit Or Loan From A Financial Institution? (k8)

Data file: india_2014_full_data_

Overview

Valid: 9281

Invalid: 0

Type: Discrete

Decimal: 0

Start: 810

End: 811

Width: 2

Range: -9 - 2

Format: Numeric

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category	Cases
-9	DONT KNOW (SPONTANEOUS)	215	2.3%
1	Yes	2542	27.4%
2	No	6524	70.3%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).

Question post text

If answer is No or Don't Know then GO TO QUESTION K.16

Others

Notes

K8 At this time, does this establishment have a line of credit or a loan from a financial institution

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