Enterprise Survey 2009-2016, Panel Data

Lesotho, 2008 - 2016

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Reference ID

LSO_2009-2016_ES-P_v01_M

DOI

https://doi.org/10.48529/6a71-m481

Producer(s)

World Bank

Collection(s)

Enterprise Surveys

Metadata

Documentation in PDF DDI/XML JSON

Study website

Created on

May 11, 2017

Last modified

May 11, 2017

Page views

32871

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Establishment Has A Line Of Credit Or Loan From A Financial Institution? (k8)

Data file: Lesotho_2009_2016

Overview

Valid: 301

Invalid: 0

Type: Discrete

Decimal: 0

Start: 1463

End: 1464

Width: 2

Range: -9 - 2

Format: Numeric

Questions and instructions

Literal question

At this time, does this establishment have a line of credit or a loan from a financial institution?

Categories

Value	Category	Cases
-9	Don't know (spontaneous)	4	1.3%
1	Yes	80	26.6%
2	No	217	72.1%

Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Interviewer instructions

A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.

A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).

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