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    Home / Central Data Catalog / IPUMS / USA_2005_PHC_V01_M_V7.5_A_IPUMS / variable [H]
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2005 American Community Survey - IPUMS Subset

United States, 2001 - 2005
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Reference ID
USA_2005_PHC_v01_M_v7.5_A_IPUMS
Producer(s)
U.S. Census Bureau, IPUMS
Collection(s)
Integrated Public Use Microdata Series (IPUMS)
Metadata
DDI/XML JSON
Created on
Aug 01, 2025
Last modified
Aug 01, 2025
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21801
  • Study Description
  • Data Description
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  • USA2005_PHC-H-H
  • USA2005_PHC-P-H

Mortgage payment includes property insurance (US2005A_INSINCL)

Data file: USA2005_PHC-H-H

Overview

Type: Discrete
Start: 227
End: 227
Width: 1
Range: -
Format: Numeric

Questions and instructions

Literal question
<span class="ital">C. Answer questions 19-23 only if you or someone else in this household owns or is buying this house, apartment, or mobile home. Otherwise, skip to</span> <span class="em">E</span> <span class="ital">on the next page.</span></p>

<p>22. a) Do you or any member of this household have a mortgage, deed of trust, contract to purchase, or similar debt on this property?</p>
<div class="i1">[] Yes, mortgage, deed of trust, or similar debt<br />[] Yes, contract to purchase<br />[] No</div><p>[Q22. b-c are asked if any member of this household has a mortgage, deed of trust, contract to purchase, or similar debt on this property.]</p>

<p>b) How much is the regular monthly mortgage payment on this property? Include payments only on first mortgage or contract to purchase</p>
<div class="i1">Monthly amount: $____.00<br /><span class="em">or</span><br />[] No regular payment required</div><p>[Q22. c-d are asked if regular monthly mortgage payment is required on this property.]</p>

<p>c) Does the regular monthly mortgage payment include payments for real estate taxes on this property?</p>
<div class="i1">[] Yes, taxes included in mortgage payment<br />[] No, taxes paid separately or taxes not required</div><p>d) Does the regular monthly mortgage payment include payments for fire, hazard, or flood insurance on this property?</p>
<div class="i1">[] Yes, insurance included in mortgage payment<br />[] No, insurance paid separately or no insurance</div>
Categories
Value Category
NIU (not in universe)
1 No
2 Yes, payment includes insurance premiums
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.

Description

Definition
This variable indicates whether the household's monthly mortgage payment amount covered property insurance premiums.
Universe
United States 2005: Households with a mortgage [discrepancies: none]

concept

Concept
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