Enterprise Survey 2006
Nicaragua, 2006
World Bank
- Data files
-
Nicaragua-2006--full
data-1
does this establishment have a line of credit or loan from a financial inst.? (k8)
Data file: Nicaragua-2006--full data-1
Overview
Valid
477
Invalid
1
Interval
discrete
Decimal
0
Range
-9 - 2
Questions and instructions
Literal question
At this time, does this establishment have a line of credit or a loan from a financial institution?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| -9 | don't know | 3 |
0.6%
|
| 1 | yes | 194 |
40.7%
|
| 2 | no | 280 |
58.7%
|
| Sysmiss | 1 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Interviewer instructions
A line of credit is an available amount of credit that the establishment can draw upon or leave untapped. Lines of credit usually carry monthly interest rates, and are repaid quickly (as soon as the establishment's cash flow allows for repayment). They may or may not have a defined date of expiration.
A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).
A loan is generally a much less flexible form of finance. It comes in fixed amounts (rather than ranges), carry annual interest rates (either fixed or floating), and they carry a determined term to maturity (finite period for repayment).