Enterprise Survey 2006
Nicaragua, 2006
World Bank
- Data files
-
Nicaragua-2006--full
data-1
main reason for not applying for new loans or new lines of credit (k17)
Data file: Nicaragua-2006--full data-1
Overview
Valid
302
Invalid
176
Interval
discrete
Decimal
0
Range
-9 - 8
Questions and instructions
Literal question
What was the main reason why this establishment did not apply for any line of credit or loan in fiscal year 2005?
Categories
| Value | Category | Cases | |
|---|---|---|---|
| -9 | don't know | 0 |
0%
|
| 1 | no need for a loan - establishment has sufficient capital | 206 |
68.2%
|
| 2 | application procedures for loans or lines of credit complex | 19 |
6.3%
|
| 3 | interest rates are not favorable | 53 |
17.5%
|
| 4 | collateral requirements are too high | 9 |
3%
|
| 5 | size of loan or maturity are insufficient | 1 |
0.3%
|
| 6 | it is necessary to make informal payments to get bank loans | 1 |
0.3%
|
| 7 | did not think it would be approved | 13 |
4.3%
|
| 8 | other | 0 |
0%
|
| Sysmiss | 176 |
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.
Question pretext
SHOW CARD
Interviewer instructions
Reasons for not applying for loan last year. Self-explanatory