The Long-Term Impact of Microcredit Impacts was conducted in 1991-1992 by Bangladesh Institute of Development Studies (BIDS) and the World Bank. The survey's main focus was to provide data for an analysis of three major credit programs (Grameen Bank, Bangladesh Rural Advancement Committee, and the Rural Development-12 program of the Bangladesh Rural Development Board).
The survey covered both villages from each of the programs under study as well as villages where no lending took place. The survey included 1,798 households randomly drawn from 87 villages of 29 thanas in rural Bangladesh. These households from 87 villages of 29 thanas were surveyed first in 1991-1992, and then revisited in 1998-1999.
Kind of Data
Sample survey data [ssd]
Unit of Analysis
- v01: Edited, anonymous datasets for public distribution.
Household Information, Education, Health, Wage Employment, Self-employment, Farming and Livestock, Non-farming Enterprises, Food Expenses, Marriage Age and Maternity History, Credit and Savings, Transfers and Remittances, and Ownership of Assets.
Producers and sponsors
Shahidur R. Khandker
The World Bank
Bangladesh Institute of Development Studies
The survey included 1,798 households randomly drawn from 87 villages of 29 thanas in rural Bangladesh. Out of 29 thanas, 24 were program thanas (8 from each of the three programs: Grameen Bank, BRAC, and BRDB RD-12 project), and 5 were nonprogram thanas. They were selected from 391 rural thanas out of 460 thanas. Three villages in each program thana were randomly selected from a list of program villages in which a program had been in operation for at least three years. Three villages in each non-program thana were also randomly selected from the village census of the Government of Bangladesh. Villages with an unusually high or low number of households (fewer than 51 or higher than 600) were excluded from village survey design. A total of 87 villages was selected from which a total of 1,798 households were selected based on landholding.
Dates of Data Collection
Data Collection Mode
Data Collection Notes
The household survey was conducted three times during 1991-1992, based on the three cropping seasons: round 1 during Aman rice (November- February), round 2 during Boro rice (March-June), and round 3 during Aus rice (July-October). However, because of attrition only 1,769 households were available in the third round.
A more detailed description of this survey can be found in Khandker (1998).
The questionnaire of the first round survey includes 12 main sections:
1. Household Information
4. Wage Employment
6. Farming and Livestock
7. Non-farming Enterprises
8. Food Expenses
9. Marriage Age and Maternity History
10. Credit and Savings
11. Transfers and Remittances
12.Ownership of Assets.
The World Bank Microdata Library
The World Bank
Use of the dataset must be acknowledged using a citation which would include:
- the Identification of the Primary Investigator
- the title of the survey (including country, acronym and year of implementation)
- the survey reference number
- the source and date of download
World Bank, Bangladesh Institute of Development Studies. Long-Term Impact of Microcredit Impacts 1991-1992, Ref. BGD_1991_LTIMCI_v01_M. Dataset downloaded from [url] on [date].
Disclaimer and copyrights
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses.
DDI Document ID
Development Data Group
The World Bank
Documentation of the study
Date of Metadata Production
DDI Document version
Version 02 (February 2013)
Following changes were made in v02, compared to v01 produced in February 2011:
1) Edited information in "Abstract", "Description of Scope", "Geographic Coverage", "Primary Investigator", "Sampling procedure", "Note on Data Collection", "Questionnaires" and "Citation Requirement".