Technology Adoption and Risk Initiative Household Baseline Survey 2006
Malawi Technology Adoption and Risk Initiative (MTARI) household baseline survey is a part of a larger impact evaluation study, being conducted by the World Bank and the University of Michigan researchers. The randomized field experiment was designed to examine whether provision of insurance against a major source of production risk induces farmers to take out loans to adopt a new crop technology. The study sample was composed of roughly 800 maize and groundnut farmers. Randomly selected half of the farmers in the sample were offered a credit to purchase high-yielding hybrid maize and groundnut seeds for planting in the November 2006 crop season. The other half of farmers were offered a similar credit package, but were also required to purchase (at actuarially fair rates) a weather insurance policy that partially or fully forgave the loan in the event of poor rainfall. In Malawi, the dominant source of production risk is the level of rainfall.
The household baseline survey was administered to all farmers in the sample in September and October 2006. The survey covered income, education, assets, income-generating activities (including detailed information on crop production and crop choice), measures of risk aversion, and knowledge about financial products such as credit and insurance.
Kind of data
Sample survey data [ssd]
- v01: Edited, anonymous datasets for public distribution.
Lilongwe North, Mchinji, Kasungu, and Nkhotakota regions in central Malawi.
Unit of analysis
Producers and sponsors
University of Michigan, United States
Commodity Risk Management Group
National Smallholder Farmers Association of Malawi
Opportunity International Bank of Malawi
Malawi Rural Finance Corporation
Insurance Association of Malawi
The study sample was composed of roughly 800 maize and groundnut farmers in 32 localities in central Malawi. Researchers randomly selected 16 localities where farmers were offered credit to purchase high-yielding hybrid maize and groundnut seeds for planting in the November 2006 crop season. In the remaining 16 localities, farmers were offered a similar credit package, but were also required to purchase a weather insurance policy that partially or fully forgave the loan in the event of poor rainfall.
The farmers in the study were current National Smallholder Farmers Association of Malawi (NASFAM) members. NASFAM contacted clubs (composed of 10-20 farmers) in June and July 2006 and offered them the opportunity to be included in the study. The study sample consists of 159 clubs from four different regions of central Malawi: Lilongwe North, Mchinji, Kasungu, and Nkhotakota. In these clubs there were 787 farmers who agreed to be part of the study and were available to be surveyed in the following September.
Dates of collection
Mode of data collection
Use of the dataset must be acknowledged using a citation which would include:
- the Identification of the Primary Investigator
- the title of the survey (including country, acronym and year of implementation)
- the survey reference number
- the source and date of download.
Xavier Gine, World Bank, Dean Yang, University of Michigan. Technology Adoption and Risk Initiative Household Baseline Survey (MTARI) 2006, Ref. MWI_2006_MTARI_v01_M_PUF. Dataset downloaded from [url] on [date].
Disclaimer and copyrights
The user of the data acknowledges that the original collector of the data, the authorized distributor of the data, and the relevant funding agency bear no responsibility for use of the data or for interpretations or inferences based upon such uses.