Literal question
[Questions 4-18 were asked of persons living in housing units as the place of their usual residence, according to question 3]
[Questions 11-18 were asked of persons living in a conventional dwelling as the place of their usual residence, according to questions 2, 3]
Questions 13 and 14 are only for owner-occupied dwellings. If no household member is owner of the dwelling go to question 15.
13. Do you have a mortgage or loan resulting from the purchase of this dwelling:
[Question 13 was asked of persons living in a conventional dwelling as the place of their usual residence and owning it, according to questions 2, 3.]
[] 1 Yes
[] 3 No - end questionnaire here
Question 13 - Do you have mortgage or loan resulting from the purchase of this dwelling ?
The owner-occupier of the dwelling pays financial charges resulting from the purchase of the dwelling, when:
The dwelling is built for purchase and is acquired through a welfare fund or other institution, a situation whereby individuals have the right to occupy the dwelling by virtue of a sum paid over a certain period of time, usually fifteen to twenty years, at the end of which they become the owners of the dwelling;
The dwelling is the property of people who occupy it and purchased it through a bank loan or other financial arrangements not completely paid; here the individual immediately becomes the owner of the dwelling, although the dwelling is generally mortgaged as collateral for the loan, with the financial charges consisting of the payment of principal and interest due. Thus, the monthly payment will include the repayment of principal and interest due.
Any other type of housing charges, such as charges on home improvement loans should Not be considered.
Tick "No" if the dwelling is free from encumbrance or charges, regardless of how the owner acquired it (purchase, inheritance or other).
This charge must refer to the month immediately preceding the census moment.
Interviewer instructions
Note: The following 13 and 14 questions should only be answered by the proprietary or co-proprietary of the dwellings.
Question 13 - Do you have a mortgage or loan resulting from the purchase of this dwelling
Yes or no answer.
We understand that one of the occupants is proprietary of the dwelling and has financial obligations with the mortgage or loan of this dwelling when the financial obligations are in respect to the acquisition of the dwelling only and not related to works of any kind done within.
The modality "No" is used only when the dwelling, no matter the way of acquisition, is completely paid for.
