Value | Category | Cases | |
---|---|---|---|
1 | I do not know what it is | 71 |
6.5%
|
2 | I do not know how to open an account | 37 |
3.4%
|
3 | I do not have a state-issued/national ID or other required documents | 12 |
1.1%
|
4 | I prefer to use another type of institution, e.g. SACCO or MFI | 40 |
3.7%
|
5 | I do not have money to use this service | 351 |
32.3%
|
6 | I do not need one, I do not make any transactions | 38 |
3.5%
|
7 | Registration paperwork is too complicated | 1 |
0.1%
|
8 | Registration fee is too high | 3 |
0.3%
|
9 | Using mobile money is difficult | 4 |
0.4%
|
10 | Fees for using mobile money are too high | 11 |
1%
|
11 | I do not have money to make any transactions with mobile money | 118 |
10.9%
|
12 | No one among my friends or family is using it | 5 |
0.5%
|
13 | I do not understand the purpose of mobile money, I do not know what I can use it for | 18 |
1.7%
|
14 | There are no mobile money agents close to where I live/work | 16 |
1.5%
|
15 | Mobile money are not reliable | 1 |
0.1%
|
16 | Mobile money do not offer the services I need | 0 |
0%
|
17 | Mobile money agents are unfriendly; they make me feel unwelcomed | 0 |
0%
|
18 | I can’t afford the minimum balance | 50 |
4.6%
|
19 | Mobile money are not convenient for me | 2 |
0.2%
|
20 | I never thought about using mobile money | 23 |
2.1%
|
21 | I do not trust MM/that my money is safe with MM | 0 |
0%
|
22 | I would rather have my money close to me | 4 |
0.4%
|
23 | I use a bank | 4 |
0.4%
|
24 | I don’t have time to use MM/go to agents | 3 |
0.3%
|
25 | I use somebody else’s account | 4 |
0.4%
|
26 | My husband, family, in-laws do not approve of me using mobile money | 0 |
0%
|
27 | I will not be able to use mobile money/to go to an agent on my own | 0 |
0%
|
28 | It’s not approved by my religion | 0 |
0%
|
29 | The network coverage is too poor/unreliable in the area where I live/work | 0 |
0%
|
30 | The network coverage is too poor/unreliable in the area where people with whom I transact live/work | 0 |
0%
|
31 | I have heard of fraud on mobile money | 1 |
0.1%
|
32 | Other(SPECIFY) | 193 |
17.8%
|
33 | DK/Refused | 76 |
7%
|
Sysmiss | 917 |
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