Literal question
C. Answer questions 19-23 only if you or someone else in this household owns or is buying this house, apartment, or mobile home. Otherwise, skip to E on the next page.
23a. Do you or any member of this household have a second mortgage or a home equity loan on this property?
[] Yes, home equity loan
[] Yes, second mortgage
[] Yes, second mortgage and home equity loan
[] No -- Skip to (D)
Interviewer instructions
23
23a. A second mortgage or home equity loan is also secured by real estate. You must have a first mortgage in order to have a second mortgage. You may have a home equity loan and other mortgages on the property or the home equity loan may be the only mortgage.
23b. Enter a monthly amount even if it is unpaid or paid by someone else. If the amount is paid on some other periodic basis, see instructions for 18a to change it to a monthly amount. Include payments on all second or junior mortgages or home equity loans.