Value | Category | Cases | |
---|---|---|---|
1 | lack of collateral | 50 |
14.1%
|
2 | no need for credit | 28 |
7.9%
|
3 | high interest rates/ high bank fees | 32 |
9%
|
4 | high interest rates/ high bank fees | 112 |
31.5%
|
5 | past default | 5 |
1.4%
|
6 | not able to repay / no more credit worthiness | 43 |
12.1%
|
7 | do not like to be in debt | 17 |
4.8%
|
8 | bank/moneylender will not give additional loan | 15 |
4.2%
|
9 | other | 53 |
14.9%
|
Sysmiss | 732 |
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