Imagine you have bought insurance against drought. If it rains less than 70mm by the end of November, you will receive a payout of 20MK for every mm of deficient rainfall (that is, each mm of rainfall below 70mm)
It rains 100 mm. Will you get an insurance payout?
Warning: these figures indicate the number of cases found in the data file. They cannot be interpreted as summary statistics of the population of interest.