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FinScope 2015, Financial Inclusion

Zambia, 2015
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Reference ID
ZMB_2015_FSDZ_v01_M
Producer(s)
Financial Sector Deepening Zambia
Collection(s)
DataFirst , University of Cape Town, South Africa
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DDI/XML JSON
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Created on
Oct 16, 2019
Last modified
Oct 16, 2019
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Data file: zmb-zambia-finscope-2015-v1.1-stata11

2015 FinScope survey data

Cases: 8571
Variables: 991

Variables

Q7_5_2_2
7.5.2. Where did .... send the money from? (Child)
Q7_5_2_3
7.5.2. Where did .... send the money from? (Parent)
Q7_5_2_4
7.5.2. Where did .... send the money from? (Other family member)
Q7_5_2_5
7.5.2. Where did .... send the money from? (Friend)
Q7_5_2_6
7.5.2. Where did .... send the money from? (Business customer)
Q7_5_2_7
7.5.2. Where did .... send the money from? (Someone who borrowed money from you)
Q7_5_2_8
7.5.2. Where did .... send the money from? (Other)
Q7_5_3_1
7.5.3. How often does ... send you money? (Spouse)
Q7_5_3_2
7.5.3. How often does ... send you money? (Child)
Q7_5_3_3
7.5.3. How often does ... send you money? (Parent)
Q7_5_3_4
7.5.3. How often does ... send you money? (Other family member)
Q7_5_3_5
7.5.3. How often does ... send you money? (Friend)
Q7_5_3_6
7.5.3. How often does ... send you money? (Business customer)
Q7_5_3_7
7.5.3. How often does ... send you money? (Someone who borrowed money from you)
Q7_5_3_8
7.5.3. How often does ... send you money? (Other)
Q7_5_4_1
7.5.4. How does ... mostly send the money to you? (Spouse)
Q7_5_4_2
7.5.4. How does ... mostly send the money to you? (Child)
Q7_5_4_3
7.5.4. How does ... mostly send the money to you? (Parent)
Q7_5_4_4
7.5.4. How does ... mostly send the money to you? (Other family member)
Q7_5_4_5
7.5.4. How does ... mostly send the money to you? (Friend)
Q7_5_4_6
7.5.4. How does ... mostly send the money to you? (Business customer)
Q7_5_4_7
7.5.4. How does ... mostly send the money to you? (Someone who borrowed money f
Q7_5_4_8
7.5.4. How does ... mostly send the money to you? (Other)
Q7_5_5_1
7.5.6. What do you use most of the money you receive for? (Spouse)
Q7_5_5_2
7.5.6. What do you use most of the money you receive for? (Child)
Q7_5_5_3
7.5.6. What do you use most of the money you receive for? (Parent)
Q7_5_5_4
7.5.6. What do you use most of the money you receive for? (Other family member)
Q7_5_5_5
7.5.6. What do you use most of the money you receive for? (Friend)
Q7_5_5_6
7.5.6. What do you use most of the money you receive for? (Business customer)
Q7_5_5_7
7.5.6. What do you use most of the money you receive for? (Someone who borrowed
Q7_5_5_8
7.5.6. What do you use most of the money you receive for? (Other)
Q7_6_1
7.6.1. The last time you received money from outside Zambia, which country did y
Q7_6_1_oth_s
7.6.1. The last time you received money from outside Zambia, which country did y
Q7_6_2A
7.6.2a. Which currency did you receive?
Q7_6_2A_oth_s
7.6.2a. Which currency did you receive? [Other (specify)]
Q7_6_2B_1
7.6.2b. How much money did you receive? (ZMW)
Q7_6_2B_2
7.6.2b. How much money did you receive? (ZAR)
Q7_6_2B_3
7.6.2b. How much money did you receive? (Other)
Q7_7_1
7.7.1. Have you ever heard about mobile money ?
Q7_7_2_1
7.7.2. What is mobile money?
Q7_7_2_2
7.7.2. What is mobile money?
Q7_7_2_3
7.7.2. What is mobile money?
Q7_7_2_4
7.7.2. What is mobile money?
Q7_7_2_5
7.7.2. What is mobile money?
Q7_7_2_oth_s
7.7.2. What is mobile money? (Other, specify)
Q7_8_1_1
7.8.1. How did you first learn about mobile money?
Q7_8_1_2
7.8.1. How did you first learn about mobile money?
Q7_8_1_3
7.8.1. How did you first learn about mobile money?
Q7_8_1_4
7.8.1. How did you first learn about mobile money?
Q7_8_1_5
7.8.1. How did you first learn about mobile money?
Q7_8_1_6
7.8.1. How did you first learn about mobile money?
Q7_8_1_7
7.8.1. How did you first learn about mobile money?
Q7_8_1_8
7.8.1. How did you first learn about mobile money?
Q7_8_1_9
7.8.1. How did you first learn about mobile money?
Q7_8_1_10
7.8.1. How did you first learn about mobile money?
Q7_8_1_11
7.8.1. How did you first learn about mobile money?
Q7_8_1_12
7.8.1. How did you first learn about mobile money?
Q7_8_1_13
7.8.1. How did you first learn about mobile money?
Q7_8_2_1
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_2
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_3
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_4
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_5
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_6
7.8.2. Which mobile money providers are you aware of?
Q7_8_2_oth_s
7.8.2. Which mobile money providers are you aware of? (Other, specify)
Q7_8_3_1
7.8.3. You would like to use a mobile phone to pay for goods and services
Q7_8_3_2
7.8.3. You would like to use a mobile phone to put money away so you can use it
Q7_8_3_3
7.8.3. You would like to use a phone to pay utility bills such as water bill
Q7_8_3_4
7.8.3. One can easily lose money if you send/receive using a mobile phone
Q7_8_3_5
7.8.3. If you save money on your phone and your phone is lost you cannot get bac
Q7_9_1
7.9.1. Have you ever used mobile money?
Q7_9_2
7.9.2. Are you currently using mobile money?
Q7_9_3
7.9.3. Are you registered to use mobile money?
Q7_9_4
7.9.4. What is the main reason why do you not use mobile money?
Q7_9_4_oth_s
7.9.4. What is the main reason why do you not use mobile money? [Other (specify)
Q7_10_1_1
7.10.1. When did you first start using mobile money? Month
Q7_10_1_2
7.10.1. When did you first start using mobile money? Year
Q7_10_2
7.10.2. When did you first start using mobile money?
Q7_11
7.11. What is the main reason you started using mobile money?
Q7_11_oth_s
7.11. What is the main reason you started using mobile money? [Other (specify)]
Q7_12_1
7.12.1. Which of the following statements applies to you?
Q7_12_2
7.12.2. What is the main reason why you are not registered?
Q7_12_2_oth_s
7.12.2. What is the main reason why you are not registered? [Other (specify)]
Q7_13_1_1
7.13.1. How did you register?
Q7_13_1_2
7.13.1. How did you register?
Q7_13_1_3
7.13.1. How did you register?
Q7_13_1_4
7.13.1. How did you register?
Q7_13_1_5
7.13.1. How did you register?
Q7_13_1_oth_s
7.13.1. How did you register? (Other, specify)
Q7_13_2_1
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_2
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_3
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_4
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_5
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_6
7.13.2. With which networks are you registered to use mobile money?
Q7_13_2_oth_s
7.13.2. With which networks are you registered to use mobile money? (Other, spec
Q7_14_1
7.14. What do you use mobile money for?
Q7_14_2
7.14. What do you use mobile money for?
Q7_14_3
7.14. What do you use mobile money for?
Q7_14_4
7.14. What do you use mobile money for?
Q7_14_5
7.14. What do you use mobile money for?
Q7_14_6
7.14. What do you use mobile money for?
Q7_14_7
7.14. What do you use mobile money for?
Q7_14_8
7.14. What do you use mobile money for?
Q7_14_9
7.14. What do you use mobile money for?
Q7_14_10
7.14. What do you use mobile money for?
Q7_14_11
7.14. What do you use mobile money for?
Q7_14_12
7.14. What do you use mobile money for?
Q7_14_13
7.14. What do you use mobile money for?
Q7_14_14
7.14. What do you use mobile money for?
Q7_14_15
7.14. What do you use mobile money for?
Q7_14_16
7.14. What do you use mobile money for?
Q7_14_17
7.14. What do you use mobile money for?
Q7_14_18
7.14. What do you use mobile money for?
Q7_14_19
7.14. What do you use mobile money for?
Q7_14_20
7.14. What do you use mobile money for?
Q7_14_oth_s
7.14. What do you use mobile money for? [Other (specify)]
Q7_15
7.15. How often do you use mobile money?
Q7_15_oth_s
7.15. How often do you use mobile money? [Other (specify)]
Q7_16
7.16. Do you usually do mobile money transactions yourself or does somebody else
Q7_17_1
7.17.1. When last did you use mobile money?
Q7_17_2
7.17.2. What is the main reason for not using mobile money more often?
Q7_18_1_1
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_2
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_3
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_4
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_5
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_6
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_7
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_1_8
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_oth_s
7.18.1. In the past 12 months have you experienced any of the following when you
Q7_18_2_1
7.18.2. What did you do when you experienced these problems?
Q7_18_2_2
7.18.2. What did you do when you experienced these problems?
Q7_18_2_3
7.18.2. What did you do when you experienced these problems?
Q7_18_2_4
7.18.2. What did you do when you experienced these problems?
Q7_18_2_oth_s
7.18.2. What did you do when you experienced these problems? (Other, specify)
Q7_19_1
7.19.1. Have you ever used a mobile money agent?
Q7_19_2_1
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_2
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_3
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_4
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_5
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_6
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_7
7.19.2. What did/do you use mobile money agents for?
Q7_19_2_8
7.19.2. What did/do you use mobile money agents for?
Q7_19_3
7.19.3. Do you tend to use the same agent most of the time?
Q7_19_4
7.19.4. What is the main reason you are using this agent regularly?
Q7_19_4_oth_s
7.19.4. What is the main reason you are using this agent regularly? [Other (spec
Q7_20_1
7.20 You do not like carrying cash
Q7_20_2
7.20 You would rather deal with people face to face than with machines such as A
Q7_20_3
7.20 You are prepared to learn how to use new technology
Q7_20_4
7.20 You prefer to pay for goods and services in cash rather than using electron
Q7_21_1
7.21. In the past 12 months, about how often did you use the following for purch
Q7_21_2
7.21. In the past 12 months, about how often did you use the following for purch
Q7_21_3
7.21. In the past 12 months, about how often did you use the following for purch
Q7_21_4
7.21. In the past 12 months, about how often did you use the following for purch
Q7_21_5
7.21. In the past 12 months, about how often did you use the following for purch
Q7_22_1
7.22.1. Do you have utility bills such as water, property rates, Muvi TV, DSTV e
Q7_22_2_1
7.22.2. In the past 12 months, about how often did you use the following for pay
Q7_22_2_2
7.22.2. In the past 12 months, about how often did you use the following for pay
Q7_22_2_3
7.22.2. In the past 12 months, about how often did you use the following for pay
Q7_22_2_4
7.22.2. In the past 12 months, about how often did you use the following for pay
Q7_22_2_5
7.22.2. In the past 12 months, about how often did you use the following for pay
Q8_1_1A
8.1.1a. Do you currently belong to a Chilimba?
Q8_1_2A
8.1.2a. Did you belong to a Chilimba before?
Q8_2a
8.2a. What is the main reason you don't belong to a Chilimba?
Q8_2A_oth_s
8.2a. What is the main reason you don't belong to a Chilimba? [Other (specify)]
Q8_3_1A
8.3.1a. What is the main reason why you belong to a chilimba?
Q8_3_1A_oth_s
8.3.1a. What is the main reason why you belong to a chilimba? [Other (specify)]
Q8_3_2A_1
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_2
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_3
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_4
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_5
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_6
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_7
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_8
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_9
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_10
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_11
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_12
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_13
8.3.2. Are there any other reasons why you belong to a chilimba?
Q8_3_2A_oth_s
8.3.2. Are there any other reasons why you belong to a chilimba? (Other, specify
Q8_4_1A_1
8.4.1. Which of the following do you do with the chilimba(s) you belong to?
Q8_4_1A_2
8.4.1. Which of the following do you do with the chilimba(s) you belong to?
Q8_4_1A_3
8.4.1. Which of the following do you do with the chilimba(s) you belong to?
Q8_4_1A_4
8.4.1. Which of the following do you do with the chilimba(s) you belong to?
Q8_4_2A_1
8.4.2. At Chilimba, do you ....? (Contribute towards funerals or other emergenci
Q8_4_2A_2
8.4.2. At Chilimba, do you ....? (Contribute towards social events of group memb
Q8_4_2A_3
8.4.2. At Chilimba, do you ....? (Have a joint income generating activity e.g. b
Q8_4_2A_4
8.4.2. At Chilimba, do you ....? (Buy assets for the group/individual members)
Q8_5_4A
8.5.4. Does the Chilimba use mobile money to receive money?
Q8_5_5A
8.5.5. Do you use mobile money to make your contribution to the Chilimba?
Q8_5_6A
8.5.6. How many Chilimba do you belong to?
Q8_6_1A
8.6.1. Thinking about all the chilimbas you belong to and all the contributions
Q8_6_2A
8.6.2. How often do you contribute to chilimbas?
Q8_1_1B
8.1.1b. Do you currently belong to a Savings group?
Q8_1_2B
8.1.2b. Did you belong to a Savings group before?
Q8_2B
8.2b. What is the main reason you don't belong to a Savings group?
Q8_2B_oth_s
8.2b. What is the main reason you don't belong to a Savings group? [Other (speci
Q8_3_1B
8.3.1b. What is the main reason why you belong to a Savings group?
Q8_3_1B_oth_s
8.3.1b. What is the main reason why you belong to a Savings group? [Other (speci
Q8_3_2B_1
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_2
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_3
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_4
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_5
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_6
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_7
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_8
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_9
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_10
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_11
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_12
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_13
8.3.2. Are there any other reasons why you belong to a savings group(s)?
Q8_3_2B_oth_s
8.3.2. Are there any other reasons why you belong to a savings group(s)? (Other,
Q8_4_1B_1
8.4.1. Which of the following do you do with the group(s) you belong to?
Q8_4_1B_2
8.4.1. Which of the following do you do with the group(s) you belong to?
Q8_4_1B_3
8.4.1. Which of the following do you do with the group(s) you belong to?
Q8_4_1B_4
8.4.1. Which of the following do you do with the group(s) you belong to?
Q8_4_2B_1
8.4.2. At Savings group, do you ....? (Contribute towards funerals or other emer
Q8_4_2B_2
8.4.2. At Savings group, do you ....? (Contribute towards social events of group
Q8_4_2B_3
8.4.2. At Savings group, do you ....? (Have a joint income generating activity e
Q8_4_2B_4
8.4.2. At Savings group, do you ....? (Buy assets for the group/individual membe
Q8_5_1B
8.5.1. Are any of the groups you belong to registered?
Q8_5_2B
8.5.2. Does any of the groups you belong to have a bank account?
Q8_5_3B
8.5.3. Does any of the groups you belong to use mobile money to store money?
Q8_5_4B
8.5.4. Does the Savings group use mobile money to receive money?
Q8_5_5B
8.5.5. Do you use mobile money to make your contribution to the Savings group?
Q8_5_6B
8.5.6. How many Savings group do you belong to?
Q8_6_1B
8.6.1. Thinking about all the groups you belong to and all the contributions you
Q8_6_2B
8.6.2. How often do you contribute to this group?
Q9_1_1
9.1. Can you tell me what banks are used for?
Q9_1_2
9.1. Can you tell me what banks are used for?
Q9_1_3
9.1. Can you tell me what banks are used for?
Q9_1_4
9.1. Can you tell me what banks are used for?
Q9_1_5
9.1. Can you tell me what banks are used for?
Q9_1_6
9.1. Can you tell me what banks are used for?
Q9_1_7
9.1. Can you tell me what banks are used for?
Q9_1_oth_s
9.1. Can you tell me what banks are used for? (Other, specify)
Q9_2_1
9.2. Which of the following do you use?
Q9_2_2
9.2. Which of the following do you use?
Q9_2_3
9.2. Which of the following do you use?
Q9_2_4
9.2. Which of the following do you use?
Q9_2_5
9.2. Which of the following do you use?
Q9_2_6
9.2. Which of the following do you use?
Q9_2_7
9.2. Which of the following do you use?
Q9_2_8
9.2. Which of the following do you use?
Q9_2_9
9.2. Which of the following do you use?
Q9_2_10
9.2. Which of the following do you use?
Q9_3_1
9.3.1. Bank account ownership
Q9_3_2
9.3.1. Bank account ownership
Q9_3_3
9.3.1. Bank account ownership
Q9_3_4
9.3.1. Bank account ownership
Q9_3_20
9.3.2. What is the main reason why you are not using it in your own name?
Q9_3_2_oth_s
9.3.2. What is the main reason why you are not using it in your own name? [Other
Q9_3_30
9.3.3. Can you use/access the bank when you want to?
Q9_3_40
9.3.4. What is the main reason you are not able to use/access this account when
Q9_3_4_oth_s
9.3.4. What is the main reason you are not able to use/access this account when
Q9_4_1
9.4.1. About how often do you use bank services?
Q9_4_2
9.4.2. When did you last use bank services?
Q9_4_3
9.4.3. What is the main reason you did not use it more recenty?
Q9_5_1
9.5.1. What is the main reason why you use a bank?
Q9_5_2_1
9.5.2. Which of the following do you use when you do bank transactions?
Q9_5_2_2
9.5.2. Which of the following do you use when you do bank transactions?
Q9_5_2_3
9.5.2. Which of the following do you use when you do bank transactions?
Q9_5_2_4
9.5.2. Which of the following do you use when you do bank transactions?
Q9_5_2_5
9.5.2. Which of the following do you use when you do bank transactions?
Q9_5_3
9.5.3. Which do you use most often?
Q9_5_4_1
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_2
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_3
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_4
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_5
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_6
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_7
9.5.4. Which of the following products or services do you use with a bank?
Q9_5_4_oth_s
9.5.4. Which of the following products or services do you use with a bank? [Oth
Q9_6
9.6. What is the main reason why you do not have a bank account/have stopped usi
Q9_6_oth_s
9.6. What is the main reason why you do not have a bank account/have stopped usi
Q9_7_1_1
9.7.1. When you use a microfinance institution such as Finca or Pride do you use
Q9_7_1_2
9.7.1. When you use a microfinance institution such as Finca or Pride do you use
Q9_7_1_3
9.7.1. When you use a microfinance institution such as Finca or Pride do you use
Q9_7_1_4
9.7.1. When you use a microfinance institution such as Finca or Pride do you use
Q9_7_2
9.7.2. What is the main reason why you are not using it in your own name?
Q9_7_2_oth_s
9.7.2. What is the main reason why you are not using it in your own name? [Other
Q9_7_3
9.7.3. Can you use/access the microfinance institution when you want to?
Q9_7_4
9.7.4. What is the main reason you are not able to use/access it when you want t
Q9_7_4_oth_s
9.7.4. What is the main reason you are not able to use/access it when you want t
Q9_8_1
9.8.1. About how often do you use the services of a microfinance institution?
Q9_8_2
9.8.2. When did you last use these services?
Q9_8_3
9.8.3. What is the main reason you did not use it more recenty?
Q9_9_1
9.9.1. What is the main reason why you use a microfinance institution such as Fi
Q9_9_2_1
9.9.2. Which of the following do you use when you do transactions with them?
Q9_9_2_2
9.9.2. Which of the following do you use when you do transactions with them?
Q9_9_2_3
9.9.2. Which of the following do you use when you do transactions with them?
Q9_9_2_4
9.9.2. Which of the following do you use when you do transactions with them?
Q9_9_2_5
9.9.2. Which of the following do you use when you do transactions with them?
Q9_9_3
9.9.2. Which do you use most often?
Q9_9_4_1
9.9.4. Which of the following products or services do you use with a microfinanc
Q9_9_4_2
9.9.4. Which of the following products or services do you use with a microfinanc
Total: 991
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